Notice:  You are leaving the Preferred Bank website 


Preferred Bank (including its directors, employees or its affiliates) is not responsible or liable for the content, information or security; the failure of any products or services advertised or promoted on this linked site and any issues that may arise out of the site's privacy policy.

Click Okay to continue and Cancel to go back

 

      

Financial Highlights

Email pagePDF viewPrint viewRSS FeedsEmail AlertTear sheetMobile IR SiteSocial media sharing
PREFERRED BANK (NASDAQ - PFBC)  
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
2015 Q22014 Q2Y-Y
Ch (%)
2015 Q1Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,747,5521,435,67021.721,668,87618.86
Loans Held for Sale, before Reserves05,632NM00.00
Loan Loss Reserve23,75817,89732.7523,3886.33
Net Loans Receivable1,723,7941,423,40521.101,645,48819.04
Intangible Assets000.0000.00
Total Assets2,170,1561,904,01813.982,137,7136.07
Deposits1,882,1981,649,81914.091,856,9505.44
Debt, Senior and Subordinated20,00020,0000.0020,0000.00
Common Equity249,865222,65712.22243,73910.05
Total Shareholders' Equity249,865222,65712.22243,73910.05
Shares Outstanding (actual)13,759,93913,441,4882.3713,715,8731.29
Income Statement ($000)
2015 Q22014 Q2Y-Y
Ch (%)
2015 Q1Q-Q
Ch (%)
Net Interest Income20,56717,06520.5219,36424.85
Provision for Loan Losses5001,100(54.55)5000.00
Noninterest Income1,13191423.74868121.20
Noninterest Expense8,4626,62327.778,618(7.24)
Net Income Before Taxes12,73610,25624.1811,11458.38
Provision for Taxes5,1474,04727.184,42465.37
Net Income7,5896,20922.236,69053.75
Per Share Items ($)
2015 Q22014 Q2Y-Y
Ch (%)
2015 Q1Q-Q
Ch (%)
Book Value per Share18.1616.569.6217.778.74
Tangible Book Value18.1616.569.6217.778.74
Diluted EPS Before Extra0.550.4522.220.4858.33
Diluted EPS After Extra0.550.4522.220.4858.33
Dividends Declared0.12000.0000NM0.12000.00
Performance Ratios (%)
2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
ROAA1.441.3951.2816
ROAE12.2311.398411.5469
Net Interest Margin4.013.9383.8318
Loans / Deposits92.8587.0258389.87297
Efficiency Ratio39.0036.8421642.60(360)
Balance Sheet Ratios (%)
2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets11.5111.69(18)11.4011
Equity/ Assets11.5111.69(18)11.4011
Asset Quality Ratios (%)
2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.371.07(70)0.79(42)
Loan Loss Reserves/ Gross Loans1.361.24121.40(4)
Loan Loss Reserves/ NPAs299.0786.1521,292138.1716,090
Net Charge-offs/ Avg Loans0.030.86(83)0.021
Regulatory Capital Ratios (%)
2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
Tier 1 Capital RatioNA13.18NA12.10NA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2015, © SNL Financial LC  Terms of Use