Skip to main content
Email pagePDF viewPrint viewEmail Alert

Financial Reports

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2017 Q32016 Q3Y-Y
Ch (%)
2017 Q2Q-Q
Ch (%)
Loans Held for Investment, before Reserves3,113,4212,931,2996.213,087,3423.38
Loans Held for Sale, before Reserves1,6052,075(22.65)4,624(261.16)
Loan Loss Reserve36,39135,8011.6537,133(7.99)
Net Loans Receivable3,078,6352,897,5736.253,054,8333.12
Intangible Assets65,50465,662(0.24)65,543(0.24)
Total Assets4,135,8953,930,2265.234,081,1135.37
Deposits3,200,3663,053,9854.793,105,61012.20
Debt, Senior and Subordinated378,413331,40514.18424,663(43.56)
Common Equity522,929500,1104.56514,9156.23
Total Shareholders' Equity522,929500,1104.56514,9156.23
Shares Outstanding (actual)17,677,97717,607,9030.4017,670,5010.17
Income Statement ($000)
 2017 Q32016 Q3Y-Y
Ch (%)
2017 Q2Q-Q
Ch (%)
Net Interest Income34,97033,2275.2534,2408.53
Provision for Loan Losses6662,191(69.60)2,764(303.62)
Noninterest Income12,15412,728(4.51)12,293(4.52)
Noninterest Expense26,93226,6870.9227,566(9.20)
Net Income Before Taxes19,57417,53511.6316,22182.68
Provision for Taxes5,8115,22311.264,68096.67
Net Income13,76312,31211.7911,54177.01
Per Share Items ($)
 2017 Q32016 Q3Y-Y
Ch (%)
2017 Q2Q-Q
Ch (%)
Book Value per Share29.5828.404.1529.146.05
Tangible Book Value25.8824.674.8725.437.00
Diluted EPS Before Extra0.780.7011.430.6580.00
Diluted EPS After Extra0.780.7011.430.6580.00
Dividends Declared0.33000.32003.130.320012.50
Performance Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
ROAA1.331.2581.1419
ROAE10.459.81648.97148
Net Interest Margin3.673.6613.68(1)
Loans / Deposits97.2895.9813099.41(213)
Efficiency Ratio56.5557.45(90)59.32(277)
Balance Sheet Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets11.2411.24011.195
Equity/ Assets12.6412.72(8)12.623
Asset Quality Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
Nonperforming Assets/ Assets1.501.68(18)1.491
Loan Loss Reserves/ Gross Loans1.171.22(5)1.20(3)
Loan Loss Reserves/ NPAs35.3932.9724234.9445
Net Charge-offs/ Avg Loans0.180.28(10)0.180
Regulatory Capital Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
Tier 1 Capital Ratio16.9017.05(15)16.819
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2017, © S&P Global Market Intelligence  Terms of Use

IR Search
  • Entire IR Site
    Press Releases Only
    Filings Only