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Officers & Directors 
Chief Financial Officer, and Executive Vice President, UMB Financial Corporation
Ram Shankar

Current Position:
Chief Financial Officer and
Executive Vice President
UMB Financial Corporation

Ram Shankar is executive vice president and chief financial officer for UMB Financial Corporation. He is responsible for corporate and regional finance, corporate treasury, regulatory reporting, strategic planning, and investor relations, as well as management and board reporting.

Ram joined UMB in 2016 and has nearly 20 years of financial services industry experience. Prior to UMB, Ram was managing director of financial planning and analysis and investor relations at First Niagara Financial Group for five years. In that role, he handled corporate and balance sheet strategy, financial and business unit planning and reporting, investor communications and Dodd-Frank Act stress test forecasts. Prior to that, Ram was an equity research analyst covering multi-faceted financial services companies at FBR Capital Markets. He also worked at M&T Bank Corporation in corporate finance and financial planning and analysis functions.

Company Facts:
As of December 31, 2017

• UMB Financial Corporation total revenue is $982.5 million and total assets under management are $14.8 billion as of year end 2017.
• Average loan balances in 2017 increased 8.5 percent and stood at $10.8 billion at year end.
• Net interest income increased by 12.8 percent compared to 2016, driven by benefits from higher short-term interest rates, favorable pricing and increased loan balances.
• UMB Bank received the No. 1 ranking in market share of deposits in Kansas City with $11.07 billion as of June 30, 2017.

• Rochester Institute of Technology, Rochester, New York, Master of Business Administration
• Birla Institute of Tech & Sciences, Pilani, India, Bachelor of Science, electrical and electronics engineering

All Officers and Directors
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