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Ownership Submission
Washington, D.C. 20549


Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB Number: 3235-0104
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(Print or Type Responses)
1. Name and Address of Reporting Person *
  Lutes Christopher
2. Date of Event Requiring Statement (Month/Day/Year)
3. Issuer Name and Ticker or Trading Symbol
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
5. If Amendment, Date Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1.Title of Security
(Instr. 4)
2. Amount of Securities Beneficially Owned
(Instr. 4)
3. Ownership Form: Direct (D) or Indirect (I)
(Instr. 5)
4. Nature of Indirect Beneficial Ownership
(Instr. 5)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly. SEC 1473 (7-02)
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 4)
2. Date Exercisable and Expiration Date
3. Title and Amount of Securities Underlying Derivative Security
(Instr. 4)
4. Conversion or Exercise Price of Derivative Security 5. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 5)
6. Nature of Indirect Beneficial Ownership
(Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
Director 10% Owner Officer Other
Lutes Christopher


/s/ Stacey Rocha, attorney-in-fact for Christoper Lutes 03/05/2018
**Signature of Reporting Person Date

Explanation of Responses:

No securities are beneficially owned

* If the form is filed by more than one reporting person, see Instruction 5(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, See Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number. (Back To Top)


Power of Attorney 
(Exchange Act, Section 16(a), Forms 3, 4, 5) 

The undersigned hereby appoints each of the Chief Executive Officer, President,
Chief Financial Officer, Treasurer,Controller, any Human Resources Manager, Gen
eral Counsel, Corporate Secretary, and any of their designees, of Central 
Pacific Financial Corp. (the ?Company?) and Central Pacific Bank, signing 
singly,the undersigned's true and lawful attorney-in-fact to: 

(1) prepare,execute for and in the undersigned's name and on the undersigned's
behalf, and in the undersigned's capacity as an officer or director of the 
Company, and submit to the United States Securities and Exchange Commission
(the "SEC"), Forms 3, 4 and 5, including amendments thereto, in accordance
with Section 16(a) of the Securities Exchange Act of 1934 (?Exchange Act?)
or any rule or regulation of the SEC, and any other forms or reports the 
undersigned may be required to file in connection with the undersigned's 
ownership, acquisition, or disposition of securities of the Company, and any
other documents necessary or appropriate to obtain codes and passwords 
enabling the undersigned to make electronic filings with the SEC of 
reports required by Section 16(a) of the Exchange Act or any rule or 
regulation of the SEC; 

(2) do and perform any and all acts for and on behalf of the undersigned which
may be necessary or desirable to complete and execute any such Form 3, 4, or 5,
or other form or report, and timely file such form or report with the SEC and
any stock exchange or similar authority;and,

(3) take any other action of any type whatsoever in connection with the 
foregoing which, in the opinion of such attorney-in-fact, may be of benefit to,
in the best interest of, or legally required by, the undersigned, it being 
understood that the documents executed by such attorney-in-fact on behalf of
the undersigned pursuant to this Power of Attorney shall be in such form and
shall contain such terms and conditions as such attorney-in-fact may approve 
in such attorney-in-fact's discretion. 

The undersigned hereby grants to each such attorney-in-fact full power and
authority to do and perform any and every act and thing whatsoever requisite,
necessary, or proper to be done in the exercise of any of the rights and powers
herein granted, as fully to allintents and purposes as the undersigned might or
could do if personally present,with full power of substitution or revocation, 
hereby ratifying and confirming all that such attorney-in-fact, or such 
attorney-in-fact's designees, shall lawfully do or cause to be done by virtue
of this power of attorney and the rights and powers herein granted. The 
undersigned acknowledges that the foregoing attorneys-in-fact, in serving in 
such capacity at the request of the undersigned, are not assuming, nor is the 
Company or Central Pacific Bank assuming any of the undersigned's 
responsibilities to comply with Section 16 of the Exchange Act. 

This Power of Attorney shall remain in full force and effect until the 
undersigned is no longer required to file Forms 3, 4, and 5 with respect to the
undersigned's holdings of and transactions in securities issued by the Company,
unless earlier revoked by the undersigned in a signed writing delivered to the 
foregoing attorneys-in-fact. 

The undersigned has executed this Power of Attorney on 6/27/2017.

/s/Chris Lutes

Chris Lutes
Print Name

DocuSign Envelope ID: 27464482-174B-4248-A69E-5A97BD6E60BB
Chris Lutes

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