Financial Information


PSB HOLDINGS, INC. (OTCQX - PSBQ)
Trend Analysis--Annual (click here for Quarterly Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2018Y2017Y2018/
2017
Ch (%)
2016Y2017/
2016
Ch (%)
Loans Held for Investment, before Reserves664,713616,4747.82592,1924.10
Loans Held for Sale, before Reserves3580NM802NM
Loan Loss Reserve6,2326,398(2.59)6,0835.18
Net Loans Receivable658,839610,0767.99586,9113.95
Intangible Assets1131130.001130.00
Total Assets915,998847,6818.06827,5282.44
Deposits725,826702,3033.35686,7602.26
Debt, Senior and Subordinated99,68262,31659.9662,861(0.87)
Common Equity80,84073,7829.5769,0526.85
Total Shareholders' Equity80,84073,7829.5769,0526.85
Shares Outstanding (actual)4,487,8954,521,600(0.75)4,577,529(1.22)
Income Statement ($000)
 2018Y2017Y2018/
2017
Ch (%)
2016Y2017/
2016
Ch (%)
Net Interest Income28,82827,1766.0824,9978.72
Provision for Loan Losses130385(66.23)55600.00
Noninterest Income6,4766,1036.116,589(7.38)
Noninterest Expense21,71320,3466.7219,2785.54
Net Income Before Taxes13,46112,5527.2412,4061.18
Provision for Taxes3,1495,365(41.30)3,97035.14
Net Income10,3127,18743.488,436(14.81)
Per Share Items ($)
 2018Y2017Y2018/
2017
Ch (%)
2016Y2017/
2016
Ch (%)
Book Value per Share18.0116.3210.3915.088.17
Tangible Book Value17.9916.2910.4015.068.18
Diluted EPS Before Extra2.291.5845.241.83(13.69)
Diluted EPS After Extra2.291.5845.241.83(13.69)
Dividends Declared0.35670.320011.460.30006.67
Performance Ratios (%)
 2018Y2017Y2018/
2017
Ch (bp)
2016Y2017/
2016
Ch (bp)
ROAA1.190.87321.07(20)
ROAE13.419.8235912.39(257)
Net Interest Margin3.563.5423.468
Loans / Deposits91.5887.7838086.23155
Efficiency Ratio59.7559.294658.9633
Balance Sheet Ratios (%)
 2018Y2017Y2018/
2017
Ch (bp)
2016Y2017/
2016
Ch (bp)
Tangible Equity/ Tangible Assets8.818.69128.3336
Equity/ Assets8.838.70128.3436
Asset Quality Ratios (%)
 2018Y2017Y2018/
2017
Ch (bp)
2016Y2017/
2016
Ch (bp)
Nonperforming Assets/ Assets0.671.27(60)1.0423
Loan Loss Reserves/ Gross Loans0.941.04(10)1.031
Loan Loss Reserves/ NPAs101.6359.564,20870.86(1,130)
Net Charge-offs/ Avg Loans0.050.0140.06(4)
Regulatory Capital Ratios (%)
 2018Y2017Y2018/
2017
Ch (bp)
2016Y2017/
2016
Ch (bp)
Tier 1 Capital RatioNA13.09NA12.9712

Copyright 2019, © S&P Global Market Intelligence  Terms of Use
investor Search
  • Entire IR Site
    Press Releases Only
    Filings Only