Financial Highlights - F & M Trust

Financial Highlights

FRANKLIN FINANCIAL SERVICES CORPORATION (OTCQB - FRAF)

Select Period:

	2013 FQ1 YTD	2012 FY	2011 FY	2010 FY	2009 FY
Period Ended	3/31/2013	12/31/2012	12/31/2011	12/31/2010	12/31/2009
Balance Sheet ($000)
Total Assets	1,054,196	1,027,363	990,248	951,889	979,373
Total Net Loans	735,548	743,267	756,687	740,008	730,626
Total Deposits	902,178	874,440	787,986	734,331	738,365
Equity Attributable to Parent Company	92,920	91,634	87,182	82,639	78,766
Total Equity	92,920	91,634	87,182	82,639	78,766
Profitability (%)
Net Income ($000)	1,551	5,365	6,569	7,612	6,585
Net Income Attributable to Parent ($000)	1,551	5,365	6,569	7,612	6,585
ROAA	0.59	0.51	0.66	0.78	0.69
Core ROAA	0.62	0.55	0.70	0.84	0.82
ROAE	6.76	5.99	7.68	9.34	8.69
ROATCE	7.93	7.13	9.17	11.26	10.78
Core ROAE	7.06	6.35	8.08	10.01	10.29
Net Interest Margin	3.40	3.50	3.73	3.53	3.44
Reported: Net Interest Margin	3.45	3.50	3.73	3.53	3.44
Efficiency Ratio	70.30	68.52	62.49	62.31	62.44
Noninterest Inc / Operating Rev	23.27	23.83	23.92	24.05	25.25
Balance Sheet Ratios/ Capital (%)
Loans / Deposits	82.71	86.18	97.26	101.95	100.16
Securities / Assets	13.08	13.35	13.19	13.04	15.29
Total Equity / Total Assets	8.81	8.92	8.80	8.68	8.04
Tangible Equity / Tangible Assets	7.94	8.01	7.82	7.61	6.94
Tang Common Equity / Tang Assets	7.94	8.01	7.82	7.61	6.94
Tier 1 Common Capital Ratio	NA	11.36	10.89	10.54	9.69
Tier 1 Ratio	11.80	11.36	10.89	10.54	9.69
Risk-based Capital Ratio	13.06	12.60	12.14	11.73	10.89
Leverage Ratio (Bank, BHC Only)	8.40	8.29	8.40	8.16	7.50
Core Cap / Tang Assets (OTS Only)	NA	NA	NA	NA	NA
Asset Quality (%)
NPAs / Assets	4.92	5.15	2.94	2.44	1.11
NPA Excl Restructured / Assets	3.77	4.04	2.12	2.37	1.11
NPAs & 90+ PD / Assets	4.96	5.21	3.42	3.03	1.93
NPAs / Loans & REO	6.90	6.98	3.78	3.10	1.47
Nonaccrual & 90+ & OREO / Assets	3.80	4.10	2.60	2.96	1.93
NPAs & 90+ PD / Loans & REO	6.95	7.05	4.40	3.84	2.56
NPA & Loans 90+ / Tangible Common Equity + LLR	55.68	58.25	39.24	35.82	24.86
NCOs / Avg Loans	0.13	0.60	0.86	0.45	0.26
Loan Loss Reserves / Gross Loans	1.47	1.38	1.27	1.18	1.21
Reserves / NPAs	21.08	19.60	33.41	37.84	82.35
Loan Loss Provision / NCO	335.98	114.36	113.97	95.97	185.04
Per Share Information ($)
Common Shares Outstanding (actual)	4,120,183	4,107,346	4,023,084	3,919,108	3,863,066
Avg Diluted Shares (actual)	4,118,000	4,074,000	3,963,000	3,888,000	3,840,000
Basic Book Value per Share	22.55	22.31	21.67	21.09	20.39
As-reported Book Value per Share	22.55	22.31	21.67	21.09	20.39
Basic Tangible Book Value per Share	20.12	19.84	19.04	18.27	17.38
Reported: Tangible Book Value	20.12	19.84	19.04	18.28	17.38
Common Dividends Declared per Share	0.17	0.78	1.08	1.08	1.08
EPS after Extra	0.38	1.32	1.66	1.96	1.71
EPS after Extra Growth (%)	11.80	(20.5)	(15.3)	14.60	(23.7)
Core EPS	0.40	1.40	1.75	2.10	2.02
Core EPS Growth (%)	11.00	(19.9)	(16.9)	3.80	(23.7)
Diluted EPS before Amortization	0.41	1.43	1.77	2.08	1.83
Pre-Provision Earnings Per Share	0.42	1.78	2.40	2.37	2.27

Loading ... ... Please wait


Copyright 2013, © SNL Financial LC Terms of Use