Financial Highlights

Email pagePDF viewPrint viewEmail AlertRSS Feeds
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2016 Q32015 Q3 Y-Y
Ch (%)
2016 Q2 Q-Q
Ch (%)
Cash and Investments16,342,00014,845,00010.0816,006,0008.40
Total Reinsurance Assets620,000581,0006.71630,000(6.35)
Total Deferred Policy Acquisition Costs627,000609,0002.96624,0001.92
Intangible Assets000.0000.00
Separate Account Assets790,000773,0002.20797,000(3.51)
Total Assets20,455,00018,751,0009.0920,151,0006.03
Total Policy Reserves10,020,0009,479,0005.719,943,0003.10
Total Debt847,000861,000(1.63)853,000(2.81)
Total Liabilities13,334,00012,401,0007.5213,180,0004.67
Total Mezzanine Level Items000.0000.00
Common Equity7,121,0006,350,00012.146,971,0008.61
Total Equity7,121,0006,350,00012.146,971,0008.61
Shares Outstanding (actual)164,700,000163,800,0000.55164,500,0000.49
Income Statement ($000)
 2016 Q32015 Q3 Y-Y
Ch (%)
2016 Q2 Q-Q
Ch (%)
Total Policy Revenue1,191,0001,127,0005.681,173,0006.14
Net Investment Income147,000144,0002.08151,000(10.60)
Realized Gains57,0002,0002,750.0042,000142.86
Total Revenue1,402,0001,278,0009.701,371,0009.04
Total Policy Expenses753,000670,00012.39821,000(33.13)
Underwriting & Other Expenses383,000351,0009.12371,00012.94
Interest Expense13,00014,000(7.14)13,0000.00
Total Expenses1,149,0001,035,00011.011,205,000(18.59)
Provision for Taxes73,00069,0005.8043,000279.07
Net Income180,000174,0003.45123,000185.37
Net Income After Taxes180,000174,0003.45123,000185.37
Per Share Items ($)
 2016 Q32015 Q3 Y-Y
Ch (%)
2016 Q2 Q-Q
Ch (%)
Diluted EPS Before Extraordinary1.081.052.860.74183.78
Diluted EPS After Extraordinary1.081.052.860.74183.78
Operating EPS0.861.04(17.31)0.57203.51
Book Value, Excluding FASB 11532.3730.815.0931.757.85
Dividends Declared0.48000.46004.350.48000.00
Underwriting Performance Ratios (%)
 2016 Q32015 Q3 Y-Y
Ch (bp)
2016 Q2 Q-Q
Ch (bp)
GAAP Loss Ratio61.0056.9041068.20(720)
GAAP Expense Ratio31.4030.905031.1030
GAAP Combined Ratio92.4087.8046099.30(690)
Underwriting Analysis ($000)
 2016 Q32015 Q3 Y-Y
Ch (%)
2016 Q2 Q-Q
Ch (%)
Net Premiums Written1,242,0001,160,0007.071,267,000(7.89)
Balance Sheet Ratios (%)
 2016 Q32015 Q3 Y-Y
Ch (bp)
2016 Q2 Q-Q
Ch (bp)
Total Equity / Total Assets34.8133.869534.5922
Tangible Equity / Tangible Assets34.8133.869534.5922
Tangible Common Equity / Tangible Assets34.8133.869534.5922
Policy Reserves / Equity (x)1.411.49(9)1.43(2)
Debt / Total Cap, at Book10.6311.94(131)10.90(27)
Cash & Investments / Assets79.8979.177279.4346
Profitability Ratios (%)
 2016 Q32015 Q3 Y-Y
Ch (bp)
2016 Q2 Q-Q
Ch (bp)
ROAA3.553.70(15)2.48106
ROAE10.2210.84(62)7.18304
Operating ROAA2.823.66(84)1.9290
Operating ROAE8.1210.71(259)5.55257
Investment Yield5.053.911144.9014
Operating Margin15.5419.98(445)10.31523
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2016, © S&P Global Market Intelligence  Terms of Use

  • NASDAQ : CINF
  • 76.88
    Stock Quote ($)
  • Change ($)(0.24)
  • Change (%)(0.31)
  • Volume493,593
As of 12/2/2016 - Minimum 20 minute delay.
Disclaimer
Information and news releases on this site were believed to be accurate as of the date prepared, and Cincinnati Financial disclaims any duty to update them. "Forward looking statements," as defined in securities laws, are intended to fit within the "safe harbor" and are subject to material risk factors that may not be disclosed on this site.