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$44.96FBIZ(NASDAQ)
$0.13  0.29% Change
8,539Volume
($M) 194.91Market Value

Financial Highlights

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2015 Q12014 Q1Y-Y
Ch (%)
2014 Q4Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,294,540985,31931.381,279,4274.72
Loans Held for Sale, before Reserves2,3960NM1,340315.22
Loan Loss Reserve14,69414,1014.2114,32910.19
Net Loans Receivable1,282,242971,21832.021,266,4384.99
Intangible Assets10,9840NM11,002(0.65)
Total Assets1,680,6771,273,77231.941,629,38712.59
Deposits1,485,8011,136,70030.711,438,26813.22
Debt, Senior and Subordinated44,76318,251145.2644,3094.10
Common Equity141,689112,19526.29137,74811.44
Total Shareholders' Equity141,689112,19526.29137,74811.44
Shares Outstanding (actual)4,336,1613,944,7959.924,335,9270.02
Income Statement ($000)
 2015 Q12014 Q1Y-Y
Ch (%)
2014 Q4Q-Q
Ch (%)
Net Interest Income14,93010,80138.2313,59539.28
Provision for Loan Losses684180280.001,236(178.64)
Noninterest Income3,8482,32165.792,965119.12
Noninterest Expense11,6547,85248.429,56187.56
Net Income Before Taxes6,3625,09024.995,19789.67
Provision for Taxes2,1701,75323.791,453197.38
Net Income4,1923,33725.623,74447.86
Per Share Items ($)
 2015 Q12014 Q1Y-Y
Ch (%)
2014 Q4Q-Q
Ch (%)
Book Value per Share32.6828.4414.8931.7711.42
Tangible Book Value30.1428.445.9829.2312.47
Diluted EPS Before Extra0.970.8415.480.8935.96
Diluted EPS After Extra0.970.8415.480.8935.96
Dividends Declared0.22000.21004.760.210019.05
Performance Ratios (%)
 2015 Q12014 Q1Y-Y
Ch (bp)
2014 Q4Q-Q
Ch (bp)
ROAA1.001.06(6)0.955
ROAE11.9812.01(3)10.92106
Net Interest Margin3.793.58213.6712
Loans / Deposits87.1386.684588.96(183)
Efficiency Ratio62.4759.8426361.11136
Balance Sheet Ratios (%)
 2015 Q12014 Q1Y-Y
Ch (bp)
2014 Q4Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets7.838.81(98)7.830
Equity/ Assets8.438.81(38)8.45(2)
Asset Quality Ratios (%)
 2015 Q12014 Q1Y-Y
Ch (bp)
2014 Q4Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.651.13(48)0.70(5)
Loan Loss Reserves/ Gross Loans1.131.43(30)1.121
Loan Loss Reserves/ NPAs114.0093.832,017106.24776
Net Charge-offs/ Avg Loans0.10(0.01)110.28(19)
Regulatory Capital Ratios (%)
 2015 Q12014 Q1Y-Y
Ch (bp)
2014 Q4Q-Q
Ch (bp)
Tier 1 Capital Ratio8.9810.96(198)9.52(54)
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



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