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$44.10FBIZ(NASDAQ)
$0.13  0.30% Change
31,467Volume
($M) 191.17Market Value

Financial Highlights

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2015 Q22014 Q2Y-Y
Ch (%)
2015 Q1Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,349,2901,007,73633.891,294,54016.92
Loans Held for Sale, before Reserves1,2740NM2,396(187.31)
Loan Loss Reserve15,19914,0158.4514,69413.75
Net Loans Receivable1,335,365993,72134.381,282,24216.57
Intangible Assets10,9650NM10,984(0.69)
Total Assets1,683,5641,306,50328.861,680,6770.69
Deposits1,471,0681,166,69726.091,485,801(3.97)
Debt, Senior and Subordinated57,71618,251216.2344,763115.75
Common Equity144,287115,64824.76141,6897.33
Total Shareholders' Equity144,287115,64824.76141,6897.33
Shares Outstanding (actual)4,334,9183,945,2209.884,336,161(0.11)
Income Statement ($000)
 2015 Q22014 Q2Y-Y
Ch (%)
2015 Q1Q-Q
Ch (%)
Net Interest Income14,18810,79931.3814,930(19.88)
Provision for Loan Losses520(91)NM684(95.91)
Noninterest Income4,1262,35874.983,84828.90
Noninterest Expense11,9417,42960.7311,6549.85
Net Income Before Taxes5,8205,4995.846,362(34.08)
Provision for Taxes1,9621,994(1.60)2,170(38.34)
Net Income3,8583,50510.074,192(31.87)
Per Share Items ($)
 2015 Q22014 Q2Y-Y
Ch (%)
2015 Q1Q-Q
Ch (%)
Book Value per Share33.2829.3113.5532.687.45
Tangible Book Value30.7629.314.9230.148.13
Diluted EPS Before Extra0.890.881.140.97(32.99)
Diluted EPS After Extra0.890.881.140.97(32.99)
Dividends Declared0.22000.21004.760.22000.00
Performance Ratios (%)
 2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
ROAA0.931.09(16)1.00(7)
ROAE10.7312.29(156)11.98(125)
Net Interest Margin3.613.5293.79(18)
Loans / Deposits91.7286.3853587.13459
Efficiency Ratio65.2858.8764162.47281
Balance Sheet Ratios (%)
 2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets7.978.85(88)7.8314
Equity/ Assets8.578.85(28)8.4314
Asset Quality Ratios (%)
 2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
Nonperforming Assets/ Assets1.011.11(10)0.6536
Loan Loss Reserves/ Gross Loans1.131.39(27)1.13(1)
Loan Loss Reserves/ NPAs80.0192.75(1,274)114.00(3,398)
Net Charge-offs/ Avg Loans0.00(0.00)10.10(9)
Regulatory Capital Ratios (%)
 2015 Q22014 Q2Y-Y
Ch (bp)
2015 Q1Q-Q
Ch (bp)
Tier 1 Capital RatioNA10.89NA8.98NA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



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