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$21.70FBIZ(NASDAQ)
$0.18  0.84% Change
28,223Volume
($M) 189.12Market Value

Financial Highlights

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2017 Q22016 Q2Y-Y
Ch (%)
2017 Q1Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,458,1751,451,8150.441,480,971(6.16)
Loans Held for Sale, before Reserves3,4915,548(37.08)3,924(44.14)
Loan Loss Reserve21,67718,15419.4121,6660.20
Net Loans Receivable1,439,9891,439,2090.051,463,229(6.35)
Intangible Assets10,84110,898(0.52)10,854(0.48)
Total Assets1,768,9281,819,069(2.76)1,800,590(7.03)
Deposits1,474,5981,607,944(8.29)1,492,714(4.85)
Debt, Senior and Subordinated116,40743,567167.19131,849(46.85)
Common Equity165,234158,3944.32164,1342.68
Total Shareholders' Equity165,234158,3944.32164,1342.68
Shares Outstanding (actual)8,715,0638,703,9420.138,718,307(0.15)
Income Statement ($000)
 2017 Q22016 Q2Y-Y
Ch (%)
2017 Q1Q-Q
Ch (%)
Net Interest Income15,47915,741(1.66)14,88815.88
Provision for Loan Losses3,6562,76232.375722,156.64
Noninterest Income4,7375,816(18.55)4,06366.35
Noninterest Expense14,22113,4585.6713,56019.50
Net Income Before Taxes2,3405,344(56.21)4,819(205.77)
Provision for Taxes4541,621(71.99)1,422(272.29)
Net Income1,8863,723(49.34)3,397(177.92)
Per Share Items ($)
 2017 Q22016 Q2Y-Y
Ch (%)
2017 Q1Q-Q
Ch (%)
Book Value per Share18.9618.204.1918.832.83
Tangible Book Value17.7216.954.5417.583.05
Diluted EPS Before Extra0.220.43(48.84)0.39(174.36)
Diluted EPS After Extra0.220.43(48.84)0.39(174.36)
Dividends Declared0.13000.12008.330.13000.00
Performance Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
ROAA0.420.82(40)0.77(35)
ROAE4.509.45(495)8.31(381)
Net Interest Margin3.643.5953.5113
Loans / Deposits98.8990.2986099.21(33)
Efficiency Ratio65.3961.1442570.85(546)
Balance Sheet Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets8.788.16628.5622
Equity/ Assets9.348.71639.1223
Asset Quality Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
Nonperforming Assets/ Assets2.251.33922.178
Loan Loss Reserves/ Gross Loans1.481.25241.462
Loan Loss Reserves/ NPAs53.5972.57(1,898)54.58(99)
Net Charge-offs/ Avg Loans0.990.3564(0.05)104
Regulatory Capital Ratios (%)
 2017 Q22016 Q2Y-Y
Ch (bp)
2017 Q1Q-Q
Ch (bp)
Tier 1 Capital Ratio9.339.08259.1617
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



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