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$24.65FBIZ(NASDAQ)
$0.04  0.16% Change
10,801Volume
($M) 214.46Market Value

Financial Highlights

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2016 Q12015 Q1Y-Y
Ch (%)
2015 Q4Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,448,5861,294,54011.901,430,9654.93
Loans Held for Sale, before Reserves1,6972,396(29.17)2,702(148.78)
Loan Loss Reserve16,68414,69413.5416,3169.02
Net Loans Receivable1,433,5991,282,24211.801,417,3514.59
Intangible Assets10,91410,984(0.64)10,930(0.59)
Total Assets1,790,1321,679,8136.571,782,0811.81
Deposits1,581,5881,485,8016.451,577,2311.10
Debt, Senior and Subordinated45,00443,8992.5244,7302.45
Common Equity155,199141,6899.53150,83211.58
Total Shareholders' Equity155,199141,6899.53150,83211.58
Shares Outstanding (actual)8,700,1728,672,3220.328,699,4100.04
Income Statement ($000)
 2016 Q12015 Q1Y-Y
Ch (%)
2015 Q4Q-Q
Ch (%)
Net Interest Income15,53914,9304.0814,91216.82
Provision for Loan Losses525684(23.25)1,895(289.18)
Noninterest Income4,5943,84819.394,935(27.64)
Noninterest Expense12,69911,6548.9711,68434.75
Net Income Before Taxes6,9096,3628.606,26840.91
Provision for Taxes2,3622,1708.852,18532.40
Net Income4,5474,1928.474,08345.46
Per Share Items ($)
 2016 Q12015 Q1Y-Y
Ch (%)
2015 Q4Q-Q
Ch (%)
Book Value per Share17.8416.349.1817.3411.55
Tangible Book Value16.5815.0710.0416.0812.50
Diluted EPS Before Extra0.520.488.330.4742.55
Diluted EPS After Extra0.520.488.330.4742.55
Dividends Declared0.12000.11009.090.110036.36
Performance Ratios (%)
 2016 Q12015 Q1Y-Y
Ch (bp)
2015 Q4Q-Q
Ch (bp)
ROAA1.001.0000.937
ROAE11.6811.98(30)10.8583
Net Interest Margin3.593.79(20)3.63(4)
Loans / Deposits91.5987.1344690.7386
Efficiency Ratio62.4462.47(3)58.75369
Balance Sheet Ratios (%)
 2016 Q12015 Q1Y-Y
Ch (bp)
2015 Q4Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets8.117.83287.9021
Equity/ Assets8.678.43238.4621
Asset Quality Ratios (%)
 2016 Q12015 Q1Y-Y
Ch (bp)
2015 Q4Q-Q
Ch (bp)
Nonperforming Assets/ Assets1.090.65441.35(26)
Loan Loss Reserves/ Gross Loans1.151.1321.141
Loan Loss Reserves/ NPAs78.82114.00(3,517)63.461,536
Net Charge-offs/ Avg Loans0.040.10(6)0.27(22)
Regulatory Capital Ratios (%)
 2016 Q12015 Q1Y-Y
Ch (bp)
2015 Q4Q-Q
Ch (bp)
Tier 1 Capital RatioNA8.98NANANA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



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