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$22.59FBIZ(NASDAQ)
$0.01  0.04% Change
15,999Volume
($M) 196.62Market Value

Financial Highlights

Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2016 Q22015 Q2Y-Y
Ch (%)
2016 Q1Q-Q
Ch (%)
Loans Held for Investment, before Reserves1,451,8151,349,2907.601,448,5860.89
Loans Held for Sale, before Reserves5,5481,274335.481,697907.72
Loan Loss Reserve18,15415,19919.4416,68435.24
Net Loans Receivable1,439,2091,335,3657.781,433,5991.57
Intangible Assets10,89810,965(0.61)10,914(0.59)
Total Assets1,819,0691,682,7188.101,790,1326.47
Deposits1,607,9441,471,0689.301,581,5886.67
Debt, Senior and Subordinated43,56756,870(23.39)45,004(12.77)
Common Equity158,394144,2879.78155,1998.23
Total Shareholders' Equity158,394144,2879.78155,1998.23
Shares Outstanding (actual)8,703,9428,669,8360.398,700,1720.17
Income Statement ($000)
 2016 Q22015 Q2Y-Y
Ch (%)
2016 Q1Q-Q
Ch (%)
Net Interest Income15,74114,18810.9515,5395.20
Provision for Loan Losses2,762520431.155251,704.38
Noninterest Income5,8164,12640.964,594106.40
Noninterest Expense13,45811,94112.7012,69923.91
Net Income Before Taxes5,3445,820(8.18)6,909(90.61)
Provision for Taxes1,6281,962(17.02)2,362(124.30)
Net Income3,7163,858(3.68)4,547(73.10)
Per Share Items ($)
 2016 Q22015 Q2Y-Y
Ch (%)
2016 Q1Q-Q
Ch (%)
Book Value per Share18.2016.649.3517.848.06
Tangible Book Value16.9515.3810.2016.588.72
Diluted EPS Before Extra0.430.45(4.44)0.52(69.23)
Diluted EPS After Extra0.430.45(4.44)0.52(69.23)
Dividends Declared0.12000.11009.090.12000.00
Performance Ratios (%)
 2016 Q22015 Q2Y-Y
Ch (bp)
2016 Q1Q-Q
Ch (bp)
ROAA0.810.93(12)1.00(19)
ROAE9.4310.73(130)11.68(225)
Net Interest Margin3.593.61(2)3.590
Loans / Deposits90.2991.72(143)91.59(130)
Efficiency Ratio61.4965.28(379)62.44(95)
Balance Sheet Ratios (%)
 2016 Q22015 Q2Y-Y
Ch (bp)
2016 Q1Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets8.167.97188.115
Equity/ Assets8.718.57138.674
Asset Quality Ratios (%)
 2016 Q22015 Q2Y-Y
Ch (bp)
2016 Q1Q-Q
Ch (bp)
Nonperforming Assets/ Assets1.331.01321.0924
Loan Loss Reserves/ Gross Loans1.251.13121.1510
Loan Loss Reserves/ NPAs72.5780.01(744)78.82(625)
Net Charge-offs/ Avg Loans0.350.00350.0431
Regulatory Capital Ratios (%)
 2016 Q22015 Q2Y-Y
Ch (bp)
2016 Q1Q-Q
Ch (bp)
Tier 1 Capital RatioNANANANANA
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



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