Entire IR Site Press Releases Only Filings Only
RSS FeedsEmail pagePDF viewPrint viewSocial media sharing
Financial Highlights for Banks and Thrifts
Trend Analysis--Quarterly (click here for Annual Analysis)

For the definition of a financial field, click on the field name.


Balance Sheet ($000)
 2017 Q32016 Q3Y-Y
Ch (%)
2017 Q2Q-Q
Ch (%)
Loans Held for Investment, before Reserves4,490,3304,089,3029.814,418,5966.49
Loans Held for Sale, before Reserves183245(25.31)0NM
Loan Loss Reserve38,03834,11211.5137,1579.48
Net Loans Receivable4,452,4754,055,4359.794,381,4396.49
Intangible Assets101,360103,732(2.29)101,840(1.89)
Total Assets6,524,0606,102,2156.916,415,0126.80
Deposits4,943,9444,690,3005.414,750,72216.27
Debt, Senior and Subordinated925,096785,85617.721,019,000(36.86)
Common Equity588,349559,6405.13575,4288.98
Total Shareholders' Equity589,868561,1905.11576,9158.98
Shares Outstanding (actual)15,202,44415,055,9540.9715,189,4530.34
Income Statement ($000)
 2017 Q32016 Q3Y-Y
Ch (%)
2017 Q2Q-Q
Ch (%)
Net Interest Income51,00045,31712.5450,3015.56
Provision for Loan Losses402782(48.59)976(235.25)
Noninterest Income17,62517,4291.1217,4094.96
Noninterest Expense41,83040,1394.2141,1166.95
Net Income Before Taxes25,91722,11617.1925,20711.27
Provision for Taxes8,4916,94522.268,24811.78
Net Income17,42615,17114.8616,95911.01
Per Share Items ($)
 2017 Q32016 Q3Y-Y
Ch (%)
2017 Q2Q-Q
Ch (%)
Book Value per Share38.7037.174.1237.888.63
Tangible Book Value32.0330.285.7931.1810.97
Diluted EPS Before Extra1.141.0014.001.1110.81
Diluted EPS After Extra1.141.0014.001.1110.81
Dividends Declared0.45000.44002.270.45000.00
Performance Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
ROAA1.071.0161.070
ROAE11.7710.819611.85(8)
Net Interest Margin3.403.3193.45(5)
Loans / Deposits90.8287.1936493.01(218)
Efficiency Ratio59.2962.11(282)59.0723
Balance Sheet Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
Tangible Equity/ Tangible Assets7.617.63(2)7.538
Equity/ Assets9.049.20(16)8.995
Asset Quality Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
Nonperforming Assets/ Assets0.370.3250.361
Loan Loss Reserves/ Gross Loans0.850.8310.841
Loan Loss Reserves/ NPAs158.90175.68(1,678)170.59(1,168)
Net Charge-offs/ Avg Loans(0.04)(0.02)(2)(0.00)(4)
Regulatory Capital Ratios (%)
 2017 Q32016 Q3Y-Y
Ch (bp)
2017 Q2Q-Q
Ch (bp)
Tier 1 Capital Ratio11.6512.12(47)11.596
   Q-Q Ch(%)= most recent quarter minus prior quarter annualized e.g. [(Q4-Q3)/Q3]*4

  * Percentages presented for individual quarters are annualized by taking the quarter amount and multiplying by four.



Copyright 2017, © S&P Global Market Intelligence  Terms of Use