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Stock Purchase ProgramTOMPKINS FINANCIAL CORPORATION (NYSE Amex - TMP) 
Tompkins Financial Corporation shareholders now enjoy greater efficiency and convenience in their transactions thanks to our new association with American Stock Transfer. Shares of TMP Common Stock can be purchased through AST's web site, www.investpower.com.

The site will also allow direct debits to participants' checking or savings accounts for purchases of TMP common stock. The site will process address changes, issuance of certificates, account history, current share balance, share sales, or termination of participation in the plan. Participants may reinvest cash dividends or elect to have dividends deposited directly into their checking or savings account through electronic funds transfer.

A booklet, "Tompkins Financial Corporation Stock Purchase Plan", carries all the particulars. Contact Linda Carlton by e-mail at shareholder@tompkinstrust.com or phone at (607) 274-7299 or toll-free (888) 503-5753 for a copy.

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