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OAK RIDGE FINANCIAL SERVICES, INC. (OTCQB - BKOR)  
Bank of Oak Ridge offers something unique: local decision making with big bank technology. Our community bank is deeply committed to its customers and its community. In fact, our success goes hand-in-hand with yours. Our reputation as a high-quality financial services provider is truly a reflection of the talent of our people and the relationships they build with customers.

Bank of Oak Ridge serves everybody, including lower and middle-income customers and small to medium-sized businesses in our markets. Our goal is to provide our customers convenience in banking; we're open late during weekday banking hours and also open on Saturdays. We provide our customers innovative and convenient products that allow them to access their accounts through Bank of Oak Ridge and other bank's ATMs, Bank of Oak Ridge Visa Check Cards, telephone banking, and personal and business internet banking. Our goal is for the customer to use the checking account as their core deposit account, which provides us the opportunity to expand our relationship with that customer.

Bank of Oak Ridge is currently growing through de novo expansion rather than acquisition. We are growing by opening new branches, offering new products and services, and starting new businesses. We place a high emphasis on properly applied technology to increase revenue, reduce costs and enhance service. We centralize paper processing and decentralize the banking process.
Market SummaryDesktop Summary
Trading SymbolBKOR
ExchangeOTCQB
Market Value ($M)14.53
Stock Quote$ 7.00
Change$ (0.10) 
(1.41) %
Down
Volume5,138

As of October 21, 2014
Minimum 20 minute delay.


Oak Ridge Financial Services, Inc.
2211 Oak Ridge Road
P.O. Box 2
Oak Ridge, NC 27310
(336) 644-9944

Investor Relations Contact
Mr. Thomas W. Wayne
(336) 644-1245
twayne@bankofoakridge.com


Transfer Agent
Registrar and Transfer Company
ATTN: Investor Relations Department
10 Commerce Drive
Cranford, NJ 07016
(800) 368-5948
www.rtco.com



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