| | 2009 Y | 2010 Y | 2011 Y | 2012 Y | | Source Document | 9/30/2010 | 9/30/2011 | 9/30/2012 | 9/30/2012 | | Currency Code | USD | USD | USD | USD | | (in thousands) | | | | | | | | | | | |
| Interest and fees on mortgage loans | 20,024 | 20,127 | 18,953 | 17,843 | | Interest on mortgage-backed securities | 9,187 | 6,879 | 5,675 | 5,199 | | Interest on commercial loans | 3,096 | 4,218 | 5,146 | 5,634 | | Interest on consumer and other loans | 4,772 | 4,380 | 4,046 | 3,686 | | Interest on taxable investments | 2,986 | 3,385 | 2,905 | 1,463 | | Interest on tax-exempt investments | 1,267 | 1,026 | 845 | 704 | | Dividends on investment securities | 11 | 3 | 3 | 4 | | Total interest and dividend income | 41,343 | 40,018 | 37,573 | 34,533 | |
| Interest on deposits | 10,957 | 9,034 | 7,488 | 5,817 | | Interest on borrowings | 13,929 | 12,713 | 11,546 | 9,278 | | Total interest expense | 24,886 | 21,747 | 19,034 | 15,095 | | Net Interest Income | 16,457 | 18,271 | 18,539 | 19,438 | | Provision for Loan Losses | 400 | 600 | 1,150 | 930 | | Net Interest Income, after Provision for Loan Losses | 16,057 | 17,671 | 17,389 | 18,508 | |
| Customer service fees | 663 | 641 | 549 | 578 | | Impairment of equity securities | (449) | NA | NA | NA | | Realized losses on securities | (5) | NA | NA | NA | | Realized gains on securities | NA | NA | 0 | 34 | | Realized gains on loans, net | NA | NA | 0 | 34 | | Income on bank-owned life insurance | 502 | 512 | 1,548 | 486 | | Other income | 760 | 834 | 889 | 1,038 | | Total other income | 1,471 | 1,987 | 2,986 | 2,170 | |
| Salaries and employee benefits | 6,219 | 6,946 | 7,403 | 7,733 | | Occupancy and equipment | 1,199 | 1,336 | 1,382 | 1,388 | | Deposit insurance premiums | 1,085 | 906 | 727 | 553 | | Data processing | 567 | 649 | 743 | 753 | | Other | 2,457 | 2,865 | 2,870 | 3,061 | | Total other expenses | 11,527 | 12,702 | 13,125 | 13,488 | | Income before Income Tax Expense | 6,001 | 6,956 | 7,250 | 7,190 | | Income tax expense | 1,285 | 1,948 | 1,855 | 2,137 | | Net Income | 4,716 | 5,008 | 5,395 | 5,053 | |
| Basic | 1.31 | 1.37 | 1.45 | 1.35 | | Diluted | 1.31 | 1.36 | 1.44 | 1.33 | |
| Basic | 3,598,662 | 3,658,300 | 3,726,599 | 3,747,729 | | Diluted | 3,610,569 | 3,685,004 | 3,758,281 | 3,811,447 | |
| Net Income | NA | NA | 5,395 | 5,053 | | Other Comprehensive Income (Loss) | | Unrealized gain (loss) on securities available for sale, net of tax | NA | NA | (36) | 102 | | Total Comprehensive Income | NA | NA | 5,359 | 5,155 |
Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data. |
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