Press Release

BofI Holding, Inc. Makes Sandler O’Neill Sm-All Stars for Fifth Consecutive Year

Company Release - 9/25/2017 8:00 AM ET

SAN DIEGO, Calif.--(BUSINESS WIRE)-- BofI Holding, Inc. (NASDAQ:BOFI) (“BofI” or the "Company"), parent company of BofI Federal Bank (the “Bank”), announced that the Company made the 2017 Sandler O’Neill + Partners (“Sandler O’Neill) Sm-All Stars. This is the fifth consecutive year BofI received this recognition.

“We are extremely proud to be selected to the Sandler O’Neill Sm-All Stars once again,” stated Greg Garrabrants, President and Chief Executive Officer of BofI. “Being one of only two banks to achieve this distinction for five consecutive years reflects the consistency of our results and the successful execution of our strategic initiatives.”

Sandler O’Neill evaluated 404 publicly traded banks and thrifts with a market cap below $2.5 billion. The evaluation was based on various performance metrics focused on growth, profitability, credit quality, and capital strength. Based on earnings per share growth, loan growth, deposit growth, return on average equity, the ratio of non-performing assets to loans and other real estate owned, the ratio of net charge-offs to total loans and leases, and the tangible common equity ratio, 29 banks and thrifts were selected to the 2017 Sandler O’Neill Sm-All Stars class.

About BofI Holding, Inc.

BofI Holding, Inc. is the holding company for BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With approximately $8.5 billion in assets, BofI Federal Bank provides consumer and business banking products through its low-cost distribution channels and affinity partners. BofI Holding, Inc.’s common stock is listed on the NASDAQ Global Select Market under the symbol “BOFI” and is a component of the Russell 2000® Index, the S&P SmallCap 600® Index, and the KBW Nasdaq Financial Technology Index. For more information on BofI Federal Bank, please visit bofifederalbank.com.

BofI Holding, Inc.
Johnny Lai, CFA, 1-858-649-2218
VP, Corporate Development and Investor Relations
jlai@bofi.com

Source: BofI Holding, Inc.