Peer Analysis

Performance Ratios (%) IROQ Peer Median Peer Average
ROAA 0.55 0.93 0.95
ROAE 4.62 8.78 9.32
Net Interest Margin 2.74 3.60 3.56
Efficiency Ratio 75.92 66.28 67.28
Loans / Deposits 89.36 78.53 76.68
Asset Quality Ratios (%)
NPAs / Assets 0.38 0.78 0.95
NCOs / Avg Loans 0.00 0.04 0.11
Reserves / Loans 1.26 0.99 1.27
Reserves / NPAs 243.29 110.17 105.37
Capital Ratios (%)
Tier 1 Capital NA 16.66 16.66
Tangible Equity / Tangible Assets 11.40 10.89 10.86
Total Equity / Total Assets 11.40 11.56 11.39
Market Ratios
Price / Earnings (x) 20.51 9.51 12.62
Price / Book (%) 94.72 122.62 154.55
Dividend Yield (%) 1.12 1.46 1.68
Data for trailing four quarters

IF Bancorp, Inc.'s peer group consists of the following: Central Federal Corporation (CFBK), Fidelity Federal Bancorp (FDLB), First Capital, Inc. (FCAP), Jacksonville Bancorp, Inc., Lexington B&L Financial Corp., Peoples Bancorp, Inc., Project Hawks Merger Sub LLC, River Valley Bancorp, Wayne Savings Bancshares, Inc. (WAYN), Wells Financial Corp.

IF Bancorp, Inc.'s financial data is as of 9/30/2019.

Peer financial data is as of 9/30/2019 except for these companies:

Fidelity Federal Bancorp's financial data is as of 12/31/2013.
Peoples Bancorp, Inc.'s financial data is as of 6/30/2015.
Wells Financial Corp.'s financial data is as of 6/30/2017.
Lexington B&L Financial Corp.'s financial data is as of 6/30/2016.
River Valley Bancorp's financial data is as of 12/31/2015.
Project Hawks Merger Sub LLC's financial data is as of 3/31/2018.
Jacksonville Bancorp, Inc.'s financial data is as of 3/31/2018.
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