Peer Analysis

Performance Ratios (%) IROQ Peer Median Peer Average
ROAA 0.53 0.88 0.92
ROAE 4.41 8.78 9.00
Net Interest Margin 2.78 3.60 3.57
Efficiency Ratio 76.18 67.98 67.86
Loans / Deposits 81.35 78.53 76.43
Asset Quality Ratios (%)
NPAs / Assets 0.36 0.81 1.00
NCOs / Avg Loans 0.00 0.05 0.12
Reserves / Loans 1.28 1.03 1.27
Reserves / NPAs 240.70 90.22 96.17
Capital Ratios (%)
Tier 1 Capital 16.30 16.92 16.92
Tangible Equity / Tangible Assets 11.39 10.65 10.85
Total Equity / Total Assets 11.39 11.32 11.37
Market Ratios
Price / Earnings (x) 21.31 9.25 12.57
Price / Book (%) 93.38 118.41 148.28
Dividend Yield (%) 1.39 1.58 1.73
Data for trailing four quarters

IF Bancorp, Inc.'s peer group consists of the following: Central Federal Corporation (CFBK), Fidelity Federal Bancorp (FDLB), First Capital, Inc. (FCAP), Jacksonville Bancorp, Inc., Lexington B&L Financial Corp., Peoples Bancorp, Inc., Project Hawks Merger Sub LLC, River Valley Bancorp, Wayne Savings Bancshares, Inc. (WAYN), Wells Financial Corp.

IF Bancorp, Inc.'s financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019 except for these companies:

Fidelity Federal Bancorp's financial data is as of 12/31/2013.
Peoples Bancorp, Inc.'s financial data is as of 6/30/2015.
Wells Financial Corp.'s financial data is as of 6/30/2017.
Lexington B&L Financial Corp.'s financial data is as of 6/30/2016.
River Valley Bancorp's financial data is as of 12/31/2015.
Project Hawks Merger Sub LLC's financial data is as of 3/31/2018.
Jacksonville Bancorp, Inc.'s financial data is as of 3/31/2018.
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