Performance Ratios (%) WashingtonFirst Bankshares, Inc. Peer Median Peer Average
ROAA 1.01 0.39 0.31
ROAE 10.00 4.43 3.12
Net Interest Margin 3.51 3.63 3.67
Efficiency Ratio 60.40 73.94 76.94
Loans / Deposits 96.60 88.87 88.91
Asset Quality Ratios (%)
NPAs / Assets 0.57 0.61 0.84
NCOs / Avg Loans 0.15 0.06 0.11
Reserves / Loans 0.85 0.89 0.95
Reserves / NPAs 120.37 140.00 211.96
Capital Ratios (%)
Tier 1 Capital 11.92 10.64 11.05
Tangible Equity / Tangible Assets 9.59 8.80 9.22
Total Equity / Total Assets 10.16 9.87 9.88
Market Ratios
Price / Earnings (x) NA 26.86 43.96
Price / Book (%) NA 132.72 132.41
Dividend Yield (%) NA 0.00 0.88
Data for trailing four quarters

WashingtonFirst Bankshares, Inc.'s peer group consists of the following: Eagle Financial Services, Inc. (EFSI), Fauquier Bankshares, Inc. (FBSS), First Capital Bancorp, Inc. (FCVA), Freedom Bank of Virginia (FDVA), Heritage Bankshares, Inc. (HBKS), HomeTown Bankshares Corporation (HMTA), Southern National Bancorp of Virginia, Inc. (SONA), Village Bank and Trust Financial Corp. (VBFC), Virginia Company Bank (VGNA), Xenith Bankshares, Inc. (XBKS)

WashingtonFirst Bankshares, Inc.'s financial data is as of 9/30/2017.

Peer financial data is as of 9/30/2017 except for these companies:

Heritage Bankshares, Inc.'s financial data is as of 12/31/2015.
Virginia Company Bank's financial data is as of 9/30/2014.
First Capital Bancorp, Inc.'s financial data is as of 9/30/2015.
Xenith Bankshares, Inc.'s financial data is as of 6/30/2016.