Peer Analysis

Performance Ratios (%) FFNW Peer Median Peer Average
ROAA 0.80 0.56 0.83
ROAE 6.73 4.59 6.66
Net Interest Margin 3.19 3.08 3.40
Efficiency Ratio 70.77 71.19 71.50
Loans / Deposits 108.53 104.35 104.92
Asset Quality Ratios (%)
NPAs / Assets 0.43 0.62 0.71
NCOs / Avg Loans (0.02) 0.00 0.07
Reserves / Loans 1.18 0.79 0.80
Reserves / NPAs 228.09 125.45 135.27
Capital Ratios (%)
Tier 1 Capital NA 20.85 20.57
Tangible Equity / Tangible Assets 11.53 11.18 11.94
Total Equity / Total Assets 11.65 11.69 12.53
Market Ratios
Price / Earnings (x) 8.68 9.94 35.32
Price / Book (%) 58.64 73.10 71.65
Dividend Yield (%) 4.47 4.18 3.63
Data for trailing four quarters

First Financial Northwest, Inc.'s peer group consists of the following: Banc of California, Inc. (BANC), Broadway Financial Corporation (BYFC), Provident Financial Holdings, Inc. (PROV), Riverview Bancorp, Inc. (RVSB), Simplicity Bancorp, Inc., Territorial Bancorp Inc. (TBNK), Timberland Bancorp, Inc. (TSBK)

First Financial Northwest, Inc.'s financial data is as of 12/31/2019.

Peer financial data is as of 12/31/2019 except for these companies:

Simplicity Bancorp, Inc.'s financial data is as of 12/31/2014.