Peer Analysis

Performance Ratios (%) FFNW Peer Median Peer Average
ROAA 0.67 0.69 0.67
ROAE 5.75 6.26 5.23
Net Interest Margin 3.10 3.08 3.29
Efficiency Ratio 72.89 70.62 70.45
Loans / Deposits 102.30 93.71 96.74
Asset Quality Ratios (%)
NPAs / Assets 0.49 0.75 0.80
NCOs / Avg Loans (0.01) 0.00 0.09
Reserves / Loans 1.20 0.91 1.01
Reserves / NPAs 200.64 141.63 143.49
Capital Ratios (%)
Tier 1 Capital NA 21.39 21.10
Tangible Equity / Tangible Assets 10.74 10.53 11.18
Total Equity / Total Assets 10.86 10.90 11.70
Market Ratios
Price / Earnings (x) 10.20 8.68 8.69
Price / Book (%) 59.91 74.84 79.39
Dividend Yield (%) 4.36 4.69 3.60
Data for trailing four quarters

First Financial Northwest, Inc.'s peer group consists of the following: Banc of California, Inc. (BANC), Broadway Financial Corporation (BYFC), Provident Financial Holdings, Inc. (PROV), Riverview Bancorp, Inc. (RVSB), Simplicity Bancorp, Inc., Territorial Bancorp Inc. (TBNK), Timberland Bancorp, Inc. (TSBK)

First Financial Northwest, Inc.'s financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020 except for these companies:

Simplicity Bancorp, Inc.'s financial data is as of 12/31/2014.