About QCBT

Peer Analysis

Performance Ratios (%) QCRH Peer Median Peer Average
ROAA 0.97 1.01 1.05
ROAE 10.50 10.07 10.35
Net Interest Margin 3.59 3.59 3.57
Efficiency Ratio 61.54 60.49 60.08
Loans / Deposits 90.92 89.82 87.92
Asset Quality Ratios (%)
NPAs / Assets 0.62 0.63 0.86
NCOs / Avg Loans 0.15 0.08 0.12
Reserves / Loans 1.22 1.07 1.09
Reserves / NPAs 140.92 92.51 124.18
Capital Ratios (%)
Tier 1 Capital 10.29 12.31 12.51
Tangible Equity / Tangible Assets 7.92 9.11 9.25
Total Equity / Total Assets 8.56 10.32 10.29
Market Ratios
Price / Earnings (x) 20.22 17.01 18.64
Price / Book (%) 196.70 169.85 186.34
Dividend Yield (%) 0.38 1.70 1.75
Data for trailing four quarters

QCR Holdings, Inc.'s peer group consists of the following: Bank of Kentucky Financial Corporation (BKYF), CoBiz Financial Inc. (COBZ), Enterprise Financial Services Corp (EFSC), First Busey Corporation (BUSE), First Business Financial Services, Inc. (FBIZ), First Financial Corporation (THFF), First Mid-Illinois Bancshares, Inc. (FMBH), German American Bancorp, Inc. (GABC), Great Southern Bancorp, Inc. (GSBC), Heartland Financial USA, Inc. (HTLF), Hills Bancorporation (HBIA), Horizon Bancorp (HBNC), Lakeland Financial Corporation (LKFN), Macatawa Bank Corporation (MCBC), MainSource Financial Group, Inc. (MSFG), Mercantile Bank Corporation (MBWM), MidWestOne Financial Group, Inc. (MOFG), Stock Yards Bancorp, Inc. (SYBT), West Bancorporation, Inc. (WTBA), West Suburban Bancorp, Inc. (WNRP)

QCR Holdings, Inc.'s financial data is as of 9/30/2016.

Peer financial data is as of 9/30/2016 except for these companies:

Great Southern Bancorp, Inc.'s financial data is as of 12/31/2016.
Bank of Kentucky Financial Corporation's financial data is as of 3/31/2015.
Enterprise Financial Services Corp's financial data is as of 12/31/2016.
Mercantile Bank Corporation's financial data is as of 12/31/2016.
© 2017 QCR Holdings, Inc.