Republic Bank & Trust

Peer Analysis

Performance Ratios (%) RBCA.A Peer Median Peer Average
ROAA 1.50 1.18 1.20
ROAE 11.27 9.33 10.39
Net Interest Margin 4.30 3.53 3.52
Efficiency Ratio 56.75 57.85 59.14
Loans / Deposits 100.94 86.75 85.67
Asset Quality Ratios (%)
NPAs / Assets NA 0.96 0.93
NCOs / Avg Loans NA 0.10 0.11
Reserves / Loans 1.08 1.03 1.00
Reserves / NPAs NA 59.29 139.25
Capital Ratios (%)
Tier 1 Capital NA 14.25 14.80
Tangible Equity / Tangible Assets 12.09 10.15 10.17
Total Equity / Total Assets 12.31 11.29 11.06
Market Ratios
Price / Earnings (x) 8.04 11.32 12.27
Price / Book (%) 87.64 127.05 140.41
Dividend Yield (%) 3.43 2.92 2.58
Data for trailing four quarters

Republic Bancorp, Inc.'s peer group consists of the following: , Bank of Kentucky Financial Corporation, City Holding Company (CHCO), Community Trust Bancorp, Inc. (CTBI), Farmers Capital Bank Corporation, Limestone Bancorp, Inc. (LMST), MainSource Financial Group, Inc., Stock Yards Bancorp, Inc. (SYBT)

Republic Bancorp, Inc.'s financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020 except for these companies:

Farmers Capital Bank Corporation's financial data is as of 6/30/2018.
MainSource Financial Group, Inc.'s financial data is as of 3/31/2018.
Bank of Kentucky Financial Corporation's financial data is as of 3/31/2015.