Peer Analysis
Email page PDF view Print view Email Alert Social Media Sharing
 
Performance Ratios (%) CLDB Peer Median Peer Average
ROAA 0.64 0.84 0.81
ROAE 6.39 8.18 7.84
Net Interest Margin 3.66 3.71 3.69
Efficiency Ratio 72.14 70.58 70.52
Loans / Deposits 79.99 79.05 80.60
Asset Quality Ratios (%)
NPAs / Assets NA 1.39 1.38
NCOs / Avg Loans NA 0.26 0.23
Reserves / Loans NA 1.09 1.09
Reserves / NPAs NA 57.27 64.37
Capital Ratios (%)
Tier 1 Capital NA 14.61 14.58
Tangible Equity / Tangible Assets 9.92 9.27 9.52
Total Equity / Total Assets 9.92 11.02 10.52
Market Ratios
Price / Earnings (x) 17.41 12.50 18.79
Price / Book (%) 110.04 107.43 103.08
Dividend Yield (%) 1.75 2.79 2.56
Data for trailing four quarters

Cortland Bancorp's peer group consists of the following: Civista Bancshares, Inc. (CIVB), Croghan Bancshares, Inc. (CHBH), DCB Financial Corp (DCBF), Farmers & Merchants Bancorp, Inc. (FMAO), Farmers National Banc Corp. (FMNB), LCNB Corp. (LCNB), LNB Bancorp, Inc. (LNBB), Middlefield Banc Corp. (MBCN), NB&T Financial Group, Inc. (NBTF), Ohio Valley Banc Corp. (OVBC), SB Financial Group, Inc. (SBFG), United Bancorp, Inc. (UBCP), United Bancshares, Inc. (UBOH), Wayne Savings Bancshares, Inc. (WAYN)

Cortland Bancorp's financial data is as of 6/30/2015.

Peer financial data is as of 6/30/2015 except for these companies:

LNB Bancorp, Inc.'s financial data is as of 3/31/2015.
Farmers National Banc Corp.'s financial data is as of 3/31/2015.
NB&T Financial Group, Inc.'s financial data is as of 12/31/2014.
Croghan Bancshares, Inc.'s financial data is as of 3/31/2015.
Wayne Savings Bancshares, Inc.'s financial data is as of 3/31/2015.
Copyright 2015, © SNL Financial LC  Terms of Use