Performance Ratios (%) SASR Peer Median Peer Average
ROAA 0.62 0.77 0.78
ROAE 5.87 5.14 5.77
Net Interest Margin 3.59 3.31 3.42
Efficiency Ratio 55.67 54.19 56.15
Loans / Deposits 108.85 94.08 94.20
Asset Quality Ratios (%)
NPAs / Assets 0.58 0.78 0.74
NCOs / Avg Loans 0.02 0.15 0.14
Reserves / Loans 1.05 1.00 0.95
Reserves / NPAs 144.24 92.41 101.36
Capital Ratios (%)
Tier 1 Capital 10.84 12.04 12.49
Tangible Equity / Tangible Assets 8.91 9.18 9.19
Total Equity / Total Assets 10.35 14.93 14.68
Market Ratios
Price / Earnings (x) 28.21 NA NA
Price / Book (%) 163.30 NA NA
Dividend Yield (%) 2.71 NA NA
Data for trailing four quarters

Sandy Spring Bancorp, Inc.'s peer group consists of the following: National Penn Bancshares, Inc. (NPBC), Susquehanna Bancshares, Inc. (SUSQ), United Bankshares, Inc. (UBSI)

Sandy Spring Bancorp, Inc.'s financial data is as of 12/31/2017.

Peer financial data is as of 12/31/2017 except for these companies:

National Penn Bancshares, Inc.'s financial data is as of 12/31/2015.
Susquehanna Bancshares, Inc.'s financial data is as of 6/30/2015.