Performance Ratios (%) SASR Peer Median Peer Average
ROAA (0.44) 0.86 0.94
ROAE (4.12) 5.37 6.83
Net Interest Margin 3.45 3.18 3.21
Efficiency Ratio 43.85 54.19 53.25
Loans / Deposits 102.64 92.40 92.99
Asset Quality Ratios (%)
NPAs / Assets 0.60 0.67 0.65
NCOs / Avg Loans (0.01) 0.10 0.12
Reserves / Loans 1.57 1.16 1.14
Reserves / NPAs 204.66 122.72 128.33
Capital Ratios (%)
Tier 1 Capital 10.23 12.58 12.70
Tangible Equity / Tangible Assets 7.63 9.18 9.16
Total Equity / Total Assets 10.46 14.93 14.34
Market Ratios
Price / Earnings (x) NA NA NA
Price / Book (%) 75.84 NA NA
Dividend Yield (%) 5.35 NA NA
Data for trailing four quarters

Sandy Spring Bancorp, Inc.'s peer group consists of the following: , National Penn Bancshares, Inc., Susquehanna Bancshares, Inc., United Bankshares, Inc. (UBSI)

Sandy Spring Bancorp, Inc.'s financial data is as of 6/30/2020.

Peer financial data is as of 6/30/2020 except for these companies:

National Penn Bancshares, Inc.'s financial data is as of 12/31/2015.
Susquehanna Bancshares, Inc.'s financial data is as of 6/30/2015.