Peer Analysis
Performance Ratios (%) FFBC Peer Median Peer Average
ROAA 1.04 1.05 0.99
ROAE 10.21 8.07 8.35
Net Interest Margin 3.68 3.55 3.54
Efficiency Ratio 58.62 59.28 59.97
Loans / Deposits 91.34 90.55 91.32
Asset Quality Ratios (%)
NPAs / Assets NA 0.66 0.76
NCOs / Avg Loans 0.05 0.15 0.15
Reserves / Loans 0.99 1.04 1.05
Reserves / NPAs NA 105.48 119.15
Capital Ratios (%)
Tier 1 Capital 10.20 12.39 12.37
Tangible Equity / Tangible Assets 7.99 9.00 9.08
Total Equity / Total Assets 10.29 12.37 12.12
Market Ratios
Price / Earnings (x) 21.42 21.75 22.37
Price / Book (%) 211.15 163.36 175.57
Dividend Yield (%) 2.18 2.03 1.96
Data for trailing four quarters

First Financial Bancorp.'s peer group consists of the following: 1st Source Corporation (SRCE), Chemical Financial Corporation (CHFC), Columbia Banking System, Inc. (COLB), Community Bank System, Inc. (CBU), First Busey Corporation (BUSE), First Commonwealth Financial Corporation (FCF), First Merchants Corporation (FRME), First Midwest Bancorp, Inc. (FMBI), MB Financial, Inc. (MBFI), National Penn Bancshares, Inc. (NPBC), Old National Bancorp (ONB), Park National Corporation (PRK), Republic Bancorp, Inc. (RBCAA), Texas Capital Bancshares, Inc. (TCBI), Trustmark Corporation (TRMK), WesBanco, Inc. (WSBC)

First Financial Bancorp.'s financial data is as of 9/30/2016.

Peer financial data is as of 9/30/2016 except for these companies:

National Penn Bancshares, Inc.'s financial data is as of 12/31/2015.