Officers & Directors

Officers & Directors

Management

Phillip D. Green
Chairman & Chief Executive Officer/Director
Phil Green serves as chairman and chief executive officer of Cullen/Frost Bankers, Inc. and Frost Bank. Green joined the Cullen/Frost organization in July 1980 and served in a number of managerial positions in the company’s financial division before being named chief financial officer in 1995, a position he held until 2015. He was named president of Cullen/Frost in 2015.

During Green’s tenure at Frost, the company has become one of the nation’s 50 largest banks and has increased its common stock dividend for 25 consecutive years. At the same time, Frost has won numerous accolades for excellence and customer service, earning more Greenwich Excellence Awards for service to business clients than any other bank nationwide in consecutive years, and receiving the highest ranking in customer satisfaction in Texas in the J.D. Power U.S. Retail Banking Satisfaction Study for eight consecutive years. Frost has also ranked highly in the American Banker/Reputation Institute Survey of Bank Reputations and Forbes magazine’s list of America’s 100 Best Banks.

Green was a member of the management team that helped Frost navigate the Texas downtown of the 1980s, as well as the financial crisis of 2008 in which Frost declined the TARP funding program. Frost was the first bank in the nation to publicly decline to apply for TARP bailout funds.

Green currently serves on the Executive Committee of the Mid-Sized Bank Coalition of America, on the University of Texas at Austin McCombs School of Business Advisory Council, and is also on the McCombs Scholars Program committee. He serves on the Federal Reserve Board’s Federal Advisory Council, serving the Fed’s 11th District. Green is a member of the Executive Committee and Board of Trustees of the United Way of San Antonio and Bexar County and serves as a member of the Board of Directors of The Tobin Center for the Performing Arts. He also serves as an Advisory Trustee of the Southwest Research Institute. Past service includes acting as president and director of the South Texas Chapter of the Financial Executives Institute (FEI), and as a past board member and a member of the investment committee for the Baptist Health Foundation of San Antonio. He is also a past director and executive committee member of the San Antonio Symphony.

Green graduated with honors from the University of Texas at Austin in 1977, earning a bachelor’s degree in accounting. Prior to joining Frost, he spent three years in public accounting with Ernst & Ernst. Phil and his wife, Sandy, have been married for 41 years and have six children.
Jerry Salinas
Group Executive Vice President & CFO
Jerry Salinas serves as group executive vice president & chief financial officer of Cullen/Frost Bankers, Inc. and Frost Bank. Since joining Frost in1986, Salinas has held various financial positions and was named treasurer in 1997 and chief financial officer in 2015. As treasurer, he was involved in all acquisitions and capital and debt transactions. Salinas is a member of AICPA and TSCPA, San Antonio Chapter, a member of Financial Executives International, and a former board member of the Alamo Public Telecommunications Council. A San Antonio native, Salinas earned a BBA in Accounting from the University of Texas at San Antonio and is a CPA.
Paul H. Bracher
President, Cullen/Frost Bankers, Inc.
Paul Bracher is president of Cullen/Frost Bankers, Inc. and serves as Chief Banking Officer at Frost Bank, where he oversees the bank’s region presidents and serves as a steward of all of Frost’s banking activities. Since joining the bank in 1981, Bracher has also worked in commercial lending, special assets and management at Frost Bank, Liberty Frost Bank and Parkdale Bank in Corpus Christi, which became branches of Frost. Prior to his association with Frost, Bracher was with the State of Texas’ Department of Banking.

Bracher has served as chairman of the South Texas Chapter of the National Multiple Sclerosis Society, including chairing its Education Committee, and has been a member of the Tourism Council of the Greater San Antonio Chamber of Commerce.  He served as chairman of the Board of Directors of Mission Road Development Center. He was a member of the budget and personnel committees of Trinity Baptist Church in San Antonio and is a past member of Rotary Club of San Antonio.

A native of Uvalde, Texas, Bracher holds a Bachelor of Science degree from Texas A&M University, graduating in 1978 with a major in agricultural economics. He and his wife, Laurie, have two children, Clint and Whitney.

Patrick B. (Pat) Frost
PRESIDENT OF FROST BANK & GROUP EXECUTIVE VICE PRESIDENT OF FROST WEALTH ADVISORS/DIRECTOR SINCE 1997
Mr. Patrick B. Frost is President of Frost Bank. A native of San Antonio, he earned a B.A. degree in Economics from Vanderbilt University and an MBA degree from The University of Texas at Austin. He is the Chairman of the Audit Committee of The University of Texas Health Science Center, former chairman of the Free Trade Alliance of San Antonio and vice-chairman of the Santa Rosa Children’s Hospital Foundation. Mr. Frost is also a trustee of the San Antonio Medical Foundation and serves on the board of trustees of United Way of San Antonio. He is on the Executive Committee of the San Antonio Livestock Exposition, and was advisory council chairman of The University of Texas at San Antonio College of Business. Mr. Frost was chair of the local organizing committee for the NCAA Men’s Final Four in 2004, 2008 and 2018 and chair of the Alamo Bowl in 2003 and 2013.
William L. Perotti
Group Executive Vice President & Chief Credit Officer
Bill Perotti serves as Group Executive Vice President and Chief Risk Officer for Frost Bank. He joined Frost in 1981 as an asset review analyst. In 1983, he was named manager of the asset review division for Cullen/Frost Bankers, Inc. He also served as Head of Credit Administration and was promoted to Group Executive Vice President in 2001. In May, 2005 he was named Chief Risk Officer for Cullen/Frost Bankers, Inc. In his present role, he serves as chairman of the bank's Loan Policy Committee, Operational Risk Committee and Central Credit Committee. Perotti is also a member of several executive management committees and serves as the Secretary for the Director's Risk Committee. He oversees credit policy development, implementation, monitoring and concurrence for all lending activities including. Before joining Frost, Perotti was a National Bank Examiner with the Comptroller of the Currency.

He graduated cum laude from George Washington University in 1979 with a Bachelor of Arts degree in accounting. He is also a graduate of the Loan Portfolio Management School at Louisiana State University School of Banking.

Board of Directors

Carlos Alvarez
Director since 2001
Mr. Carlos Alvarez is chairman and CEO of The Gambrinus Company, which he founded in 1986 when he moved from his native Mexico with his family to San Antonio. Gambrinus is a leading U.S. craft brewer and marketer with breweries in Shiner, TX (The Spoetzl Brewery); Portland, OR (BridgePort Brewing Company); and Berkeley, CA (Trumer Brauerei). He is committed to education and has served on the board of trustees of Davidson College, School Year Abroad and Saint Mary’s Hall (San Antonio) and is a member of the Chancellor’s Circle for the University of Texas system. Mr. Alvarez has made significant contributions to these and other educational institutions’ endowment programs, particularly those that drive greater international engagement. He is a board member of the World Affairs Council of America (Washington, DC) and the World Affairs Council of San Antonio, which he previously served as chairman.
Chris M. Avery
Director since 2015
Dr. Chris M. Avery is Chairman, President and CEO of James Avery Craftsman, Inc., a family-owned company founded by his father in 1954, to create finely crafted jewelry designs. Dr. Avery has served on the James Avery Craftsman, Inc. board of directors since 1989. A licensed physician and board-certified anesthesiologist, he left his profession as chief of anesthesia at Sid Peterson Memorial Hospital in Kerrville, Texas in 1991 to assist in the transition and direction of the family business. He became president and chief operating officer in 1991 and later assumed the roles of CEO and chairman of the board in May 2007. Under his leadership, James Avery Craftsman, Inc. has become a national brand that designs, manufactures and sells jewelry in its own stores across the U.S. Dr. Avery earned a bachelor’s degree in biology from Stephen F. Austin State University and a medical degree from the University of Texas Medical School at San Antonio (now the University of Texas Health Science Center at San Antonio. After an internship in orthopedic surgery, he worked as an ER physician in San Antonio and Kerrville. He completed an anesthesia residency at Medical Center Hospital in San Antonio and began his anesthesia practice in Kerrville. Dr. Avery is president of the Fredericksburg Hospital Authority board of directors and has served the boards of Hill Country Memorial Hospital in Fredericksburg, Texas and Sid Peterson Hospital in Kerrville.
Anthony R. Chase
Director since 2020
Tony Chase is chairman & CEO of ChaseSource, LP, a staffing, facilities management, and real estate development firm. ChaseSource is recognized as one of the nation’s largest minority-owned businesses by Black Enterprise Magazine.

Tony started and sold three ventures (Chase Radio Partners, Cricket Wireless and ChaseCom) and now owns and operates the fourth, ChaseSource. The first Chase Radio Partners, founded in 1992, owned seven radio stations and was sold to Clear Channel Communications in 1998. The second was Cricket Wireless a nationwide cell phone service provider that he started together with Qualcomm in 1993. He opened the first Cricket markets in Chattanooga and Nashville, TN. The third was ChaseCom, a company that built and operated call centers in the US and India which he sold to AT&T Corporation in 2007. He is also a principal owner of the Marriott Hotel at George Bush Intercontinental Airport in Houston.

Tony serves on the boards of Nabors Industries and The Plaza Group. For the past 30 years Tony has taught at the University of Houston Law Center, where he was awarded tenure in 1995. He teaches several courses including contracts, entrepreneurship, communications law, and race and American law. He has also published several legal articles.

Tony is passionate about community engagement and chairs the City of Houston/Harris County COVID-19 Relief Fund and co-chaired the City of Houston/Harris County Hurricane Harvey Relief Fund. He also serves on several non-profit boards in Houston: Houston Endowment, Greater Houston Partnership, University of Texas School of Architecture Dean’s Advisory Council, Texas Medical Center, MD Anderson Board of Visitors, Houston Zoo Development, and the Greater Houston Community Foundation. Tony served as Deputy Chairman of the Federal Reserve Bank of Dallas and the Chairman of the Greater Houston Partnership. He is also a member of the Council on Foreign Relations.

A native Houstonian, Tony grew up attending Houston public schools. He is an honors graduate of Harvard College, received a law degree from Harvard Law School and an MBA from Harvard Business School. He is also an Eagle Scout.

Mr. Chase is the recipient of many awards including the American Jewish Committee’s 2016 Human Relations Award, Houston Technology Center’s 2015 Entrepreneur of the Year, 2013 Mickey Leland Humanitarian Award (NAACP), 2013 Bob Onstead Leadership Award (GHP) and the 2012 Whitney M. Young Jr. Service Award. He also received Ernst & Young’s Entrepreneur of the Year, the Pinnacle Award (Bank of America) and the Baker Faculty Award (UH Law Center).
Cynthia Comparin
DIRECTOR SINCE 2018
Cynthia Comparin is the founder and recently retired chief executive officer of Animato Technologies Corp., a private company providing business and technology solutions to enterprise clients. She held various senior executive positions in multibillion-dollar global technology corporations throughout her career. Ms. Comparin’s areas of expertise include: independent director corporate board experience, international business, strategy development, business development, finance and accounting (including M&A and divestitures). Ms. Comparin is an independent director of Black Box Corporation, a NASDAQ-listed company. Ms. Comparin is also a National Association for Corporate Directors fellow. Prior to establishing Animato, Ms. Comparin created and was president of Alltel’s Enterprise Network Services Division, providing consulting, integration and operations services to worldwide customers. Before Alltel, Ms. Comparin was vice president and general manager for Nortel’s Network Transformation Services Division, general manager of Latin America for Recognition International, a global technology company, and spent 10 years in various US-based and international management positions at EDS, which was later acquired by HP.

Samuel G. Dawson
Director since 2017
Mr. Samuel G. Dawson is chief executive officer of Pape-Dawson Engineers, Inc., one of the largest and most respected engineering firms in Texas, with offices in San Antonio, Austin, Houston, Dallas and Fort Worth. He graduated from The University of Texas at Austin with a B.S. degree in civil engineering. In addition to managing the engineering firm, Mr. Dawson is a community leader who has contributed countless hours to various Texas organizations. He has served as president or chairman of the Greater San Antonio Chamber of Commerce, The University of Texas Engineering Advisory Council, Trinity Baptist Church Deacon Council, The University of Texas at San Antonio Engineering Advisory Council, the Witte Museum Board, Texas Society of Professional Engineers, American Society of Civil Engineers, the Rotary Club of San Antonio, the San Antonio Mobility Coalition, Professional Engineers in Private Practice, and The Tobin Center for the Performing Arts. In 2013, Dawson was inducted into the University of Texas Cockrell School of Engineering Department of Civil, Architectural and Environmental Engineering Academy of Distinguished Alumni.
Crawford H. Edwards
Director since 2005
Fort Worth, Texas native Mr. Crawford H. Edwards is president of Cassco Development Co., Inc. and is the fifth generation of his family involved in managing his family’s ranching business. Since 2005, he has been engaged in the investing in and managing of commercial real estate. After graduating with a bachelor of general studies degree from Texas Christian University and the TCU Ranch Management program, he worked as a petroleum landman in Midland, Texas. Mr. Edwards serves on the board of directors of the Texas and Southwestern Cattle Raisers Association, the Southwestern Exposition and Livestock Show the National Finance Credit Corporation.
Patrick B. (Pat) Frost
Director since 1997
Mr. Patrick B. Frost is President of Frost Bank. A native of San Antonio, he earned a B.A. degree in Economics from Vanderbilt University and an MBA degree from The University of Texas at Austin. He is the Chairman of the Audit Committee of The University of Texas Health Science Center, former chairman of the Free Trade Alliance of San Antonio and vice-chairman of the Santa Rosa Children’s Hospital Foundation. Mr. Frost is also a trustee of the San Antonio Medical Foundation and serves on the board of trustees of United Way of San Antonio. He is on the Executive Committee of the San Antonio Livestock Exposition, and was advisory council chairman of The University of Texas at San Antonio College of Business. Mr. Frost was chair of the local organizing committee for the NCAA Men’s Final Four in 2004, 2008 and 2018 and chair of the Alamo Bowl in 2003 and 2013.
Phillip D. Green
Director since 2016
Phil Green serves as chairman and chief executive officer of Cullen/Frost Bankers, Inc. and Frost Bank. Green joined the Cullen/Frost organization in July 1980 and served in a number of managerial positions in the company’s financial division before being named chief financial officer in 1995, a position he held until 2015. He was named president of Cullen/Frost in 2015.

During Green’s tenure at Frost, the company has become one of the nation’s 50 largest banks and has increased its common stock dividend for 25 consecutive years. At the same time, Frost has won numerous accolades for excellence and customer service, earning more Greenwich Excellence Awards for service to business clients than any other bank nationwide in consecutive years, and receiving the highest ranking in customer satisfaction in Texas in the J.D. Power U.S. Retail Banking Satisfaction Study for eight consecutive years. Frost has also ranked highly in the American Banker/Reputation Institute Survey of Bank Reputations and Forbes magazine’s list of America’s 100 Best Banks.

Green was a member of the management team that helped Frost navigate the Texas downtown of the 1980s, as well as the financial crisis of 2008 in which Frost declined the TARP funding program. Frost was the first bank in the nation to publicly decline to apply for TARP bailout funds.

Green currently serves on the Executive Committee of the Mid-Sized Bank Coalition of America, on the University of Texas at Austin McCombs School of Business Advisory Council, and is also on the McCombs Scholars Program committee. He serves on the Federal Reserve Board’s Federal Advisory Council, serving the Fed’s 11th District. Green is a member of the Executive Committee and Board of Trustees of the United Way of San Antonio and Bexar County and serves as a member of the Board of Directors of The Tobin Center for the Performing Arts. He also serves as an Advisory Trustee of the Southwest Research Institute. Past service includes acting as president and director of the South Texas Chapter of the Financial Executives Institute (FEI), and as a past board member and a member of the investment committee for the Baptist Health Foundation of San Antonio. He is also a past director and executive committee member of the San Antonio Symphony.

Green graduated with honors from the University of Texas at Austin in 1977, earning a bachelor’s degree in accounting. Prior to joining Frost, he spent three years in public accounting with Ernst & Ernst. Phil and his wife, Sandy, have been married for 41 years and have six children.
David J. Haemisegger
Director since 2008
Mr. David J. Haemisegger is president of the NorthPark Management Company, which manages NorthPark Center, a major shopping mall in Dallas, Texas. After graduating with a B.A. degree from Princeton University in his native New Jersey, he earned an MBA degree from the Wharton School at the University of Pennsylvania. He was president and chief operating officer of the Raymond D. Nasher Company until 1995, when he became president of NorthPark Management Company. Mr. Haemisegger is president and a member of the board of trustees and the Audit and Finance Committees at both the Nasher Foundation and the Nasher Sculpture Center. Mr. Haemisegger is Chairman of the board of trustees at the Hockaday School in Dallas where he previously served as the school’s treasurer for five years. In addition, he is a member of the board of trustees of the Dallas Museum of Art and a former member of the board of directors and the Audit, Loan and Executive Committees of NorthPark National Bank.
Karen E. Jennings
Director since 2001
Mrs. Karen E. Jennings was senior executive vice president of Human Resources and Corporate Communications at Southwestern Bell Corporation, which became AT&T, Inc. During her long tenure at AT&T, she also held the positions of senior executive vice president of Human Resources and Corporate Communications, and president – Missouri for Southwestern Bell Telephone Company. Mrs. Jennings grew up in Carleton, Michigan, graduating from the University of Arkansas with a B.S. degree in Education. She also attended the executive education program at the University of Michigan and Northwestern University. She serves on the board of directors of Ladies Pro Golf Association (LPGA).
Charles W. Matthews Jr.
Director since 2010
Mr. Charles W. Matthews, formerly general counsel of Exxon Mobil Corporation, spent his entire career at Exxon, the world’s largest energy company. A graduate of The University of Texas at Austin with a B.A. degree in government, he earned a J.D. degree from the University of Houston and joined Humble Oil, now known as Exxon Mobil, upon graduation. He rose in the law department to become vice president and general counsel of Exxon Mobil. He was responsible for coordinating the legal and regulatory efforts to facilitate the merger between Exxon Corporation and Mobil Corporation. As general counsel, Mr. Matthews oversaw the company’s law department, consisting of more than 460 lawyers with offices in 40 countries. A native of Houston, he has served as a national trustee for the Southwestern Region of The Boys and Girls Clubs of America. He is a member of the advisory board and the past chairman of the University of Houston Law Foundation. Mr. Matthews is also past chair and past president of the Ex-Students Association and a member of the Texas Exes Scholarship Foundation of The University of Texas. He serves on the boards of Trinity Industries Inc., and Children’s Medical Center of Dallas and is past chair of the Texas Cultural Trust.
Ida Clement (Weisie) Steen
Director since 1996
A native of Kingsville, Texas, Mrs. Ida Clement (Weisie) Steen gained investment experience through managing personal holdings for the past 40 years. She is regent emerita for the Texas A&M University System, where she served on the Finance Committee and as special liaison to the Texas Growth Fund Board. A graduate of Trinity University, she was a teacher and administrator at Learning About Learning Educational Foundation. She chaired the 2011 Texas Inaugural Committee as well as the 150th anniversary celebration of King Ranch, Inc. Mrs. Steen has served as chair of the board of trustees of San Antonio Academy and as vice-chair and trustee of the Santa Rosa Children’s Hospital Foundation Endowment Fund. She served on the six-member Texas State Preservation Board, which is chaired by the governor and oversees the State Capitol, the Texas State History Museum and the Governor’s Mansion. By gubernatorial appointment, she sits on the three-member Texas Alcoholic Beverage Commission, the agency that regulates all phases of the alcoholic beverage industry in Texas.
Graham M. Weston
Director since 2017
Mr. Graham M. Weston co-founded Rackspace Hosting, Ltd. During his almost 20 year tenure at the company, headquartered in his hometown of San Antonio, he served as CEO (on two occasions) and Chairman of the Board. Rackspace advanced from a start-up company in 1998, to a public company in 2008, to a company with annual revenue of $2 billion dollars when it sold in 2016. A graduate of Texas A & M University and serial entrepreneur, Mr. Weston formed Weston Urban, LLC, to focus on downtown real estate development. Mr. Weston has taken an active role in helping to revitalize San Antonio’s urban core and start-up ecosystem. Mr. Weston was instrumental in the creation of Geekdom and funds the 80/20 Foundation for the purpose of investing in programs to encourage entrepreneurship, technology education, and development in downtown San Antonio.
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