Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 1,090,276 945,533 878,142 775,859 446,323
Gross Loans HFI Growth 10.24 4.16 14.41 171.51 19.62
1-4 Family Loans/ Loans NA 1.03 1.79 3.02 0
Multifamily Loans/ Loans NA 1.13 1.61 1.56 0
Commercial Real Estate Loans/ Loans NA 86.63 84.08 80.61 92.77
Commercial & Multifamily Real Estate Loans/ Loans NA 87.76 85.69 82.16 92.77
Real Estate Loans/ Loans NA 88.80 87.48 85.18 92.77
Construction & Development Loans/ Loans NA 8.50 9.02 9.78 6.37
Home Equity Loans/ Loans NA 0.51 0.75 1.09 0.04
Credit Card Loans/ Loans NA 0 0 0 0
Vehicle Loans/ Loans NA 0 0 0 0
Other Consumer Loans/ Loans NA 0 0 0.04 0.13
Consumer Loans/ Loans NA 0.51 0.76 1.13 0.18
Commercial Loans/ Loans NA 2.19 2.73 3.91 0.68
Foreign Loans/ Loans NA 0 0 0 0
Other Loans/ Loans NA 0.01 0.01 0.01 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,041,070 958,367 808,760 720,854 510,163
Deposit Growth 17.26 18.50 12.19 41.30 10.11
Transaction Acct Deps/Tot Deps NA NA NA 59.22 60.86
Savings Acct Deps/Tot Deposits NA NA NA 0.34 0.13
Money Mkt Deps/Tot Deposits NA NA NA 33.75 36.49
MMDA & Savings/Total Deposits NA NA NA 34.09 36.62
Retail Time Deps/Tot Deposits NA 0.21 0.44 0.33 0.44
Jumbo Time Deposits/ Deposits NA 1.76 3.23 6.37 2.08
Tot Time Deposits/Tot Deposits NA 1.96 3.67 6.69 2.52
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits NA 98.04 96.33 93.31 97.48
Core Deposits/Total Deposits NA 98.24 96.77 93.63 97.92
Noninterest-bearing Deposits/ Deposits 62.47 49.60 43.36 41.02 51.28
Interest-bearing Deposits/ Deposits 37.53 50.40 56.64 58.98 48.72
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.