Deposit Loan Composition

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 443,312 464,045 482,425 482,425
Gross Loans HFI Growth 1.16 (2.50) 7.89 16.92
1-4 Family Loans/ Loans 32.37 28.66 27.60 27.60
Multifamily Loans/ Loans 17.66 20.29 22.28 22.28
Commercial Real Estate Loans/ Loans 27.35 29.82 29.23 29.23
Commercial & Multifamily Real Estate Loans/ Loans 45.01 50.12 51.51 51.51
Real Estate Loans/ Loans 77.38 78.78 79.11 79.11
Construction & Development Loans/ Loans 5.79 3.23 2.85 2.85
Home Equity Loans/ Loans 1.95 2 2.23 2.23
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.89 0.87 0.75 0.75
Other Consumer Loans/ Loans 0.91 0.81 0.78 0.78
Consumer Loans/ Loans 3.76 3.69 3.76 3.76
Commercial Loans/ Loans 13.04 14.27 14.25 14.25
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0.04 0.04 0.03 0.03
Deposit Composition (%)
Total Deposits($000) 436,153 478,806 480,421 480,421
Deposit Growth 8.71 14.93 9.40 1.35
Transaction Acct Deps/Tot Deps NA NA NA NA
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits NA NA NA NA
Retail Time Deps/Tot Deposits 34.21 NA 31.87 31.87
Jumbo Time Deposits/ Deposits 22.59 NA 22.99 22.99
Tot Time Deposits/Tot Deposits 56.79 54.40 54.86 54.86
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 43.21 45.60 45.14 45.14
Core Deposits/Total Deposits 77.41 NA 77.01 77.01
Noninterest-bearing Deposits/ Deposits 5.04 5.02 4.44 4.44
Interest-bearing Deposits/ Deposits 94.96 94.98 95.56 95.56
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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