Financial Highlights

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Balance Sheet ($000)
Total Assets 521,011 485,133 437,682 407,225 405,452
Total Net Loans 336,071 328,453 290,043 285,098 254,405
Total Deposits 430,951 404,682 362,955 338,931 339,014
Equity Attributable to Parent Company 64,338 56,395 50,777 46,128 42,274
Total Equity 64,338 56,395 50,777 46,128 42,274
Profitability (%)
Net Income($000) 7,268 8,194 6,178 5,505 5,031
Net Income Attributable to Parent($000) 7,268 8,194 6,178 5,505 5,031
ROAA 1.94 1.76 1.45 1.35 1.28
Core ROAA 1.89 1.77 1.52 1.33 1.24
ROAE 16.01 15.53 12.63 12.27 12.50
ROATCE 16.01 15.15 12.32 11.97 12.25
Core ROAE 15.62 15.64 13.22 12.15 12.10
Net Interest Margin 3.20 3.30 3.35 3.15 3.17
Reported: Net Interest Margin 3.26 3.30 3.31 3.15 3.17
Efficiency Ratio 55.51 58.48 60.67 61.64 63.61
Noninterest Inc/ Operating Rev 43.02 42.52 42.65 41.26 42.12
Balance Sheet Ratios (%)
Loans/ Deposits 78.71 81.99 80.76 85 75.85
Securities/ Assets 22.87 23.14 25.56 20.02 20.97
Total Equity/ Total Assets 12.35 11.62 11.60 11.33 10.43
Tangible Equity/ Tangible Assets 12.35 11.62 11.60 11.33 10.43
Tang Common Equity/ Tang Assets 12.35 11.62 11.60 11.33 10.43
Asset Quality (%)
NPAs/ Assets NA 0.05 0.18 0.44 0
NPA Excl Restructured/ Assets 0 0 0 0.19 0
NPAs & 90+ PD/ Assets NA 0.05 0.18 0.44 0
NPAs/ Loans & REO NA 0.07 0.27 0.62 0
Nonaccrual & 90+ & OREO/ Assets 0 0 0 0.19 0
NPAs & 90+ PD/ Loans & REO NA 0.07 0.27 0.62 0
NPA & Loans 90+/ Tangible Common Equity + LLR NA 0.37 1.48 3.62 0.01
NCOs/ Avg Loans 0 0 0 0 0
Loan Loss Reserves/ Gross Loans 1 1.01 1.05 1.04 1.07
Reserves/ NPAs NA NM 386.18 168.71 NM
Capital Adequacy
Tier 1 Common Capital (CET1)($000) NA NA NA NA NA
Tier 1 Capital($000) NA NA NA NA NA
Tier 2 Capital($000) NA NA NA NA NA
Total Capital($000) NA NA NA NA NA
Total Risk-weighted Assets($000) NA NA NA NA NA
Tier 1 Common Capital (CET1) Ratio(%) NA NA NA NA NA
Tier 1 Ratio(%) NA NA NA NA NA
Total Capital Ratio(%) NA NA NA NA NA
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) NA NA NA NA NA
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 2,763,407 2,728,975 2,683,496 2,649,178 2,618,964
Avg Diluted Shares(actual) NA 2,708,397 2,645,318 2,611,416 2,571,576
Basic Book Value per Share 23.28 20.67 18.92 17.41 16.14
Book Value per Share, As Reported 23.28 20.67 18.92 17.41 16.14
Basic Tangible Book Value per Share 23.28 20.67 18.92 17.41 16.14
Tangible Book Value per Share, As Reported 23.28 20.67 18.92 17.41 16.14
Common Dividends Declared per Share 0.75 0.88 0.80 0.72 0.60
EPS after Extra 2.59 2.95 2.28 2.06 1.92
EPS after Extra Growth(%) 17.70 29.40 10.70 7.30 15.70
Core EPS 2.53 2.97 2.39 2.04 1.86
Core EPS Growth(%) 15.10 24.40 17.10 9.80 12.50
Diluted EPS before Amortization 2.59 2.95 2.28 2.06 1.92
Pre-Provision Earnings per Share 2.52 2.95 2.16 1.90 1.73
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
 
TRUXTON TRUST