Income Statement

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Interest Income 14,942 17,348 14,940 13,317 12,081
Interest Expense 3,475 2,981 1,786 1,324 1,285
Net Interest Income 11,467 14,367 13,154 11,993 10,796
FTE Net Interest Income NA NA NA NA NA
Provision for Loan Losses 55 283 75 248 21
Trading Account Income 0 0 0 0 0
Foreign Exchange Income 0 0 0 0 0
Trust Revenue 8,150 9,843 9,108 7,646 7,204
Service Charges on Deposits 222 344 341 325 278
Gain on Sale of Loans (FAS 140) 0 0 0 0 0
Loan Fees & Charges NA NA NA NA NA
Bank-owned Life Insurance Revenue 163 220 231 244 226
Insurance Revenue NA NA NA NA NA
Investment Banking & Brokerage NA NA NA NA NA
Other Noninterest Income 124 220 101 208 149
Total Noninterest Income 8,659 10,627 9,781 8,423 7,857
Realized Gain on Securities 221 (74) (189) 85 0
Nonrecurring Revenue 0 0 0 0 247
Compensation & Benefits 8,028 10,339 9,557 8,192 7,840
Occupancy & Equipment 687 921 935 835 828
Marketing and Promotion Expense 77 111 172 166 150
Professional Fees 385 602 617 663 525
Tech & Communications Expense 869 1,135 1,218 1,158 929
Amrt of Intang & Goodwill Impair 0 0 0 0 0
Foreclosure & Repo 0 0 0 0 (221)
Other Expense 1,125 1,508 1,416 1,570 1,594
Total Noninterest Expense 11,171 14,616 13,915 12,584 11,645
Nonrecurring Expense 0 0 0 0 0
Pre-Provision Net Revenue 8,955 10,378 9,020 7,832 7,008
Non-FTE Pre-Provision Net Revenue 8,955 10,378 9,020 7,832 7,008
Net Income before Taxes 9,121 10,021 8,755 7,669 7,234
Provision for Taxes 1,853 1,827 2,577 2,164 2,203
Effective Tax Rate(%) 20.32 18.23 29.43 28.22 30.45
Min Int & Oth after-tax Items 0 0 0 0 0
Extraordinary Items 0 0 0 0 0
Net Income 7,268 8,194 6,178 5,505 5,031
Net Income Attributable to Noncontrolling Int 0 0 0 0 0
Net Income Attributable to Parent 7,268 8,194 6,178 5,505 5,031
Preferred Dividends 0 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0 0
Other Changes to Net Income NA (203) (151) (135) (101)
Net Income Avail to Common 7,268 7,991 6,027 5,370 4,930
Net Income for Diluted EPS NA 7,991 6,027 5,370 4,930
EPS after Extra($) 2.59 2.95 2.28 2.06 1.92
EPS after Extra Growth(%) 17.70 29.40 10.70 7.30 15.70
Pre-Provision Earnings per Share($) 2.52 2.95 2.16 1.90 1.73
Comprehensive Income
Net Income 7,268 8,194 6,178 5,505 5,031
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0 0
Total Other Comprehensive Income 1,904 (1,379) 80 (290) (33)
Comprehensive Income 9,172 6,815 6,258 5,215 4,998
Interest Income Earned On:
Interest Earned on Loans 12,058 13,828 12,531 11,310 10,286
Int Inc: Securities 2,168 2,655 1,935 1,699 1,643
Int Inc: Other Earn Assets 645 865 474 308 152
Int Inc: Secs & Oth Earn Assets 2,813 3,520 2,409 2,007 1,795
Int Inc: Total Earn Assets 14,871 17,348 14,940 13,317 12,081
Interest Expense Incurred On:
Int Exp: CDs 131 132 NA NA NA
Int Exp: Other Deposits 3,005 2,464 NA NA NA
Int Exp: Total Deposits 3,136 2,596 1,451 1,046 1,006
Int Exp: Debt 339 385 335 278 279
Int Exp: Total Int-bearing Liab 3,475 2,981 1,786 1,324 1,285
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
 
TRUXTON TRUST