Balance Sheet

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Assets ($000)
Cash and Due from Banks 9,038 7,139 6,425 6,547 5,699
Fed Funds Sold 1,569 6 6 295 9,815
Deposits at Financial Institutions 38,284 21,928 15,294 20,094 37,335
Securities Purchased, to Resell 0 0 0 0 0
Other Cash & Cash Equivalents 0 0 0 0 0
Cash and Cash Equivalents 48,891 29,073 21,725 26,936 52,849
Trading Account Securities 0 0 0 0 0
Available for Sale Securities 116,549 109,696 109,295 78,988 82,482
Held to Maturity Securities 0 0 0 0 0
Other Securities 2,593 2,578 2,556 2,543 2,527
Total Cash & Securities 168,033 141,347 133,576 108,467 137,858
Gross Loans Held for Investment 339,182 331,809 293,117 288,096 257,159
Loan Loss Reserve 3,411 3,356 3,074 2,998 2,754
Loans Held for Sale, before Reserves 300 0 0 0 0
Total Net Loans 336,071 328,453 290,043 285,098 254,405
Real Estate Owned and Held for Investment 0 0 0 0 0
Goodwill 0 0 0 0 0
Core Deposit Intangibles 0 0 0 0 0
Other Intangibles 0 0 0 0 0
Intangible Assets other than Goodwill 0 0 0 0 0
Total Intangible Assets 0 0 0 0 0
Loan Servicing Rights 0 0 0 0 0
Credit Card Rights 0 0 0 0 0
Other Loan Servicing Rights 0 0 0 0 0
Total Servicing Rights 0 0 0 0 0
Fixed Assets 1,684 429 731 817 1,175
Interest Receivable 1,704 1,804 1,444 1,261 1,107
Prepaid Expense NA 167 185 283 245
Bank-owned Life Insurance 9,918 9,755 9,535 9,304 9,060
Other Assets 3,601 3,178 2,168 1,995 1,602
Total Other Assets 16,907 15,333 14,063 13,660 13,189
Total Assets 521,011 485,133 437,682 407,225 405,452
Memo: Consolidated VIE Assets NA NA NA NA NA
Memo: Covered Loans 0 0 0 0 0
Memo: Covered OREO 0 0 0 0 0
Memo: Covered Securities 0 0 0 0 0
Memo: Covered Assets 0 0 0 0 0
Liabilities ($000)
Total Deposits 430,951 404,682 362,955 338,931 339,014
FHLB Borrowings 18,647 19,249 20,198 20,522 22,479
Senior Debt 18,647 20,531 21,269 20,522 22,479
Trust Preferred (FAS 150) 0 0 0 0 0
Total Subordinated Debt 0 0 0 0 0
Redeemable Financial Instruments (FAS 150) 0 0 0 0 0
Total Debt 18,647 20,531 21,269 20,522 22,479
Total Other Liabilities 7,075 3,525 2,681 1,644 1,685
Total Liabilities 456,673 428,738 386,905 361,097 363,178
Memo: Consolidated VIE Liabilities NA NA NA NA NA
Mezzanine ($000)
Redeemable Preferred 0 0 0 0 0
Trust Preferred Securities 0 0 0 0 0
Total Minority Interest 0 0 0 0 0
Other Mezzanine Items 0 0 0 0 0
Total Mezzanine Level Items 0 0 0 0 0
Equity ($000)
TARP Preferred Equity 0 0 0 0 0
Other Preferred Equity 0 0 0 0 0
Total Preferred Equity 0 0 0 0 0
Common Equity 64,338 56,395 50,777 46,128 42,274
Equity Attributable to Parent Company 64,338 56,395 50,777 46,128 42,274
Noncontrolling Interests 0 0 0 0 0
Total Equity 64,338 56,395 50,777 46,128 42,274
Net Unrealized Gain 1,430 (1,151) (45) (125) 165
Tot Acc Other Comprehensive Inc 489 (1,415) (45) (125) 165
Balance Sheet Analysis (%)
Gross Loans HFI/ Total Assets 65.10 68.40 66.97 70.75 63.43
Loans/ Deposits 78.71 81.99 80.76 85 75.85
Loan Loss Reserves/ Gross Loans 1 1.01 1.05 1.04 1.07
Reserves/ Loans Held For Investment 1.01 1.01 1.05 1.04 1.07
One Year Gap/ Assets NA NA NA NA NA
1-4 Loans Serviced for Others($000) 0 0 0 0 0
Level 1 Assets($000) NA 0 0 0 0
Level 2 Assets($000) NA 110,066 109,773 79,450 82,518
Level 3 Assets($000) NA 0 0 0 0
Level 1 Liabilities($000) NA 0 NA NA NA
Level 2 Liabilities($000) NA 357 NA NA NA
Level 3 Liabilities($000) NA 0 NA NA NA
FTE Employees(actual) 59 59 57 55 50
Annualized Growth Rates (%)
Asset Growth 9.86 10.84 7.48 0.44 17.46
Gross Loans HFI Growth 2.96 13.20 1.74 12.03 12.14
Deposit Growth 8.65 11.50 7.09 (0.02) 20.18
Average Balances ($000)
Avg Gross Loans HFI 335,318 307,276 292,436 272,679 242,851
Avg Loans HFS 69 18 0 0 0
Average Loans, Gross of Reserves 335,387 307,293 292,436 272,679 242,851
Avg Securities 107,716 NA NA NA NA
Avg Other Int Earn Assets 34,024 NA NA NA NA
Avg Secs & Other Int Earn Assets 141,740 128,071 100,766 108,051 97,717
Avg Interest Earning Assets 477,127 435,364 393,202 380,730 340,568
Avg Assets 500,093 465,110 425,659 408,990 392,993
Avg CDs 18,193 NA NA NA NA
Avg Other Interest-bearing Deposits 366,478 NA NA NA NA
Avg Interest-bearing Deposits 384,671 NA NA NA NA
Avg Debt 23,741 NA 376,753 NA NA
Avg Interest-bearing Liabs 408,412 NA NA NA NA
Avg Noninterest-bearing Deposits 27,393 NA NA NA NA
Avg Total Deposits 412,064 388,673 352,160 333,333 322,497
Avg Preferred Equity 0 0 0 0 0
Avg Common Equity 60,545 52,759 48,906 44,859 40,242
Avg Equity 60,545 52,759 48,906 44,859 40,242
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
 
TRUXTON TRUST