Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 465,003 956,225 934,800 940,760
Gross Loans HFI Growth 53.88 133.54 (9.11) 2.44
1-4 Family Loans/ Loans NA NA NA NA
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans NA NA NA NA
Real Estate Loans/ Loans 78.86 73.61 73.94 75.11
Construction & Development Loans/ Loans 1.82 3.60 3.55 3.29
Home Equity Loans/ Loans 6.47 6.60 6.63 6.40
Credit Card Loans/ Loans 0 0.02 0.02 0
Vehicle Loans/ Loans 0.06 0.21 0.57 0.17
Other Consumer Loans/ Loans 1.34 1.29 0.82 1.15
Consumer Loans/ Loans 7.86 8.13 8.04 7.72
Commercial Loans/ Loans 11.47 14.66 14.46 13.88
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 496,507 1,026,480 1,038,605 1,017,722
Deposit Growth 38.84 126.82 4.72 (8.04)
Transaction Acct Deps/Tot Deps 41.39 38.43 27.35 21.94
Savings Acct Deps/Tot Deposits 16.15 18.42 NA NA
Money Mkt Deps/Tot Deposits 17.35 13.22 NA NA
MMDA & Savings/Total Deposits 33.51 31.64 42.28 46.44
Retail Time Deps/Tot Deposits 15.29 18.78 19.17 19.97
Jumbo Time Deposits/ Deposits 9.81 11.15 11.20 11.65
Tot Time Deposits/Tot Deposits 25.11 29.93 30.37 31.62
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 74.89 70.07 69.63 68.38
Core Deposits/Total Deposits 90.19 88.85 88.80 88.35
Noninterest-bearing Deposits/ Deposits 15.94 15.19 15.12 16.73
Interest-bearing Deposits/ Deposits 84.06 84.81 84.88 83.27
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.