Investor Relations

Deposit Loan Composition

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 7,030,760 6,533,619 5,855,720 4,916,445 4,224,624
Gross Loans HFI Growth 9.97 11.66 19.13 16.49 25.49
1-4 Family Loans/ Loans 6.05 6.19 6.31 6.71 6.37
Multifamily Loans/ Loans 3.79 2.46 2.18 1.87 1.69
Commercial Real Estate Loans/ Loans 40.63 40.41 37.57 38.89 38.95
Commercial & Multifamily Real Estate Loans/ Loans 44.42 42.87 39.75 40.77 40.64
Real Estate Loans/ Loans 50.47 49.06 46.06 47.48 47
Construction & Development Loans/ Loans 7.84 8.16 9.93 6.82 5.77
Home Equity Loans/ Loans 2.95 3.32 4 4.22 4.17
Credit Card Loans/ Loans 0.11 0.13 0.13 0.10 0.09
Vehicle Loans/ Loans 0.05 0.05 0.04 0.05 0.05
Other Consumer Loans/ Loans 0.77 0.80 0.90 0.97 1.16
Consumer Loans/ Loans 3.89 4.31 5.06 5.34 5.47
Commercial Loans/ Loans 37.79 38.47 38.96 40.36 41.75
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 7,724,158 6,915,708 6,091,674 5,420,311 4,223,888
Deposit Growth 15.59 13.53 12.39 28.33 24.30
Transaction Acct Deps/Tot Deps 33.71 36.46 39.91 38.40 40.62
Savings Acct Deps/Tot Deposits 0.78 0.78 0.84 0.90 0.98
Money Mkt Deps/Tot Deposits 56.46 52.93 49.88 50.97 46.50
MMDA & Savings/Total Deposits 57.24 53.71 50.72 51.87 47.48
Retail Time Deps/Tot Deposits 1.07 1.20 1.35 1.47 1.86
Jumbo Time Deposits/ Deposits 7.98 8.63 8.03 8.27 10.04
Tot Time Deposits/Tot Deposits 9.05 9.83 9.38 9.74 11.90
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 90.95 90.17 90.62 90.26 88.10
Core Deposits/Total Deposits 92.02 91.37 91.97 91.73 89.96
Noninterest-bearing Deposits/ Deposits 21.73 22.52 23.64 23.64 24.94
Interest-bearing Deposits/ Deposits 78.27 77.48 76.36 76.36 75.06
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.