Balance Sheet

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Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Assets ($000)
Cash and Due from Banks 60,073 51,824 60,104 60,416
Fed Funds Sold 0 0 0 0
Deposits at Financial Institutions 294,955 243,080 199,807 208,777
Securities Purchased, to Resell 0 0 0 0
Other Cash & Cash Equivalents 0 0 0 0
Cash and Cash Equivalents 355,028 294,904 259,911 269,193
Trading Account Securities 552 445 573 1,037
Available for Sale Securities 381,831 431,413 445,613 471,746
Held to Maturity Securities 200,541 156,898 155,252 146,046
Other Securities 43,156 46,842 66,061 56,226
Total Cash & Securities 981,108 930,502 927,410 944,248
Gross Loans Held for Investment 7,115,058 7,596,593 7,971,392 7,761,524
Loan Loss Reserve 70,656 74,508 64,445 67,428
Loans Held for Sale, before Reserves 19,315 31,123 33,548 23,193
Total Net Loans 7,063,717 7,553,208 7,940,495 7,717,289
Real Estate Owned and Held for Investment 13,654 8,160 7,341 1,333
Goodwill 178,559 178,559 178,559 178,559
Core Deposit Intangibles 585 347 313 245
Other Intangibles 0 0 0 0
Intangible Assets other than Goodwill 585 347 313 245
Total Intangible Assets 179,144 178,906 178,872 178,804
Loan Servicing Rights 0 0 0 0
Credit Card Rights 0 0 0 0
Other Loan Servicing Rights 0 0 0 0
Total Servicing Rights 0 0 0 0
Fixed Assets 72,312 70,427 70,893 73,073
Interest Receivable 19,222 24,322 25,689 27,104
Prepaid Expense 3,865 4,832 5,220 NA
Bank-owned Life Insurance 56,768 57,999 58,345 59,036
Other Assets 46,752 37,268 34,821 50,255
Total Other Assets 198,919 194,848 194,968 209,468
Total Assets 8,436,542 8,865,624 9,249,086 9,051,142
Memo: Consolidated VIE Assets 0 0 0 0
Memo: Covered Loans 0 0 0 0
Memo: Covered OREO 0 0 0 0
Memo: Covered Securities 0 0 0 0
Memo: Covered Assets 0 0 0 0
Liabilities ($000)
Total Deposits 6,379,646 6,954,407 6,881,348 6,841,715
FHLB Borrowings 830,195 604,562 1,065,941 825,409
Senior Debt 907,075 681,172 1,107,271 875,749
Trust Preferred (FAS 150) 11,788 11,974 12,021 12,114
Total Subordinated Debt 134,155 134,645 134,767 135,012
Redeemable Financial Instruments (FAS 150) 0 0 0 0
Total Debt 1,041,230 815,817 1,242,038 1,010,761
Total Other Liabilities 115,749 115,906 124,250 104,299
Total Liabilities 7,536,625 7,886,130 8,247,636 7,956,775
Memo: Consolidated VIE Liabilities 0 0 0 0
Mezzanine ($000)
Redeemable Preferred 0 0 0 0
Trust Preferred Securities 0 0 0 0
Total Minority Interest 0 0 0 0
Other Mezzanine Items 0 0 0 0
Total Mezzanine Level Items 0 0 0 0
Equity ($000)
TARP Preferred Equity 0 0 0 0
Other Preferred Equity 0 0 0 0
Total Preferred Equity 0 0 0 0
Common Equity 899,917 979,494 1,001,450 1,094,367
Equity Attributable to Parent Company 899,917 979,494 1,001,450 1,094,367
Noncontrolling Interests 0 0 0 0
Total Equity 899,917 979,494 1,001,450 1,094,367
Net Unrealized Gain (2,051) (7,899) (9,109) (6,658)
Tot Acc Other Comprehensive Inc (2,051) (7,899) (9,109) (6,658)
Balance Sheet Analysis (%)
Gross Loans HFI/ Total Assets 84.34 85.69 86.19 85.75
Loans/ Deposits 111.53 109.23 115.84 113.44
Loan Loss Reserves/ Gross Loans 0.99 0.98 0.81 0.87
Reserves/ Loans Held For Investment 0.99 0.98 0.81 0.87
One Year Gap/ Assets NA NA NA NA
1-4 Loans Serviced for Others($000) 2,636 2,619 2,614 2,605
Level 1 Assets($000) NA NA NA NA
Level 2 Assets($000) 403,288 465,557 482,451 497,094
Level 3 Assets($000) 37,767 20,272 8,938 12,089
Level 1 Liabilities($000) 0 0 0 0
Level 2 Liabilities($000) 1,687 2,694 2,947 1,859
Level 3 Liabilities($000) 0 0 0 0
FTE Employees(actual) 865 851 847 866
Annualized Growth Rates (%)
Asset Growth 3.55 (9.71) 17.30 (0.39)
Gross Loans HFI Growth (0.19) (10.95) 19.74 (0.63)
Deposit Growth 0.89 11.04 (4.20) 1.09
Average Balances ($000)
Avg Gross Loans HFI 6,825,460 7,406,205 7,702,981 7,609,770
Avg Loans HFS 12,667 20,988 29,378 25,203
Average Loans, Gross of Reserves 6,838,127 7,427,193 7,732,359 7,634,973
Avg Securities 629,366 648,534 667,183 665,624
Avg Other Int Earn Assets 332,664 239,936 233,335 253,220
Avg Secs & Other Int Earn Assets 962,030 888,470 900,518 918,844
Avg Interest Earning Assets 7,800,157 8,315,663 8,632,877 8,553,817
Avg Assets 8,172,072 8,682,461 8,996,036 8,925,262
Avg CDs 1,314,607 1,433,307 1,632,697 1,614,158
Avg Other Interest-bearing Deposits 3,507,941 3,716,190 3,533,165 3,492,142
Avg Interest-bearing Deposits 4,822,548 5,149,497 5,165,862 5,106,300
Avg Debt 1,040,835 877,502 1,018,945 975,820
Avg Interest-bearing Liabs 5,863,383 6,026,999 6,184,807 6,082,120
Avg Noninterest-bearing Deposits 1,341,315 1,576,792 1,694,082 1,701,107
Avg Total Deposits 6,163,863 6,726,289 6,859,944 6,807,407
Avg Preferred Equity 0 0 0 0
Avg Common Equity 900,118 973,187 994,574 1,013,300
Avg Equity 900,118 973,187 994,574 1,013,300
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