Financial Highlights

Financial Highlights
12/31/2013
12/31/2014
12/31/2015
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 3,162,844 5,136,212 5,853,235 6,332,770
Gross Loans HFI Growth 95.93 61.44 31.28 16.40
1-4 Family Loans/ Loans 52.60 29.67 43.51 34.91
Multifamily Loans/ Loans 5.79 24.20 17.44 22.62
Commercial Real Estate Loans/ Loans 21.66 25.32 14.04 12.10
Commercial & Multifamily Real Estate Loans/ Loans 27.45 49.52 31.48 34.72
Real Estate Loans/ Loans 80.05 79.19 74.99 69.63
Construction & Development Loans/ Loans 1.02 1.07 1.07 2.07
Home Equity Loans/ Loans 0.22 0.13 0.09 0.06
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0 0 0 0
Other Consumer Loans/ Loans 4.53 4.10 2.12 1.77
Consumer Loans/ Loans 4.74 4.23 2.21 1.83
Commercial Loans/ Loans 14.19 15.52 21.74 26.47
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans NA NA NA 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 2,918,644 4,671,831 6,303,085 9,142,150
Deposit Growth 123.42 60.07 34.92 45.04
Transaction Acct Deps/Tot Deps 33.17 36.75 44.71 36.44
Savings Acct Deps/Tot Deposits 33.01 21.10 13.07 12.23
Money Mkt Deps/Tot Deposits 17.77 23 23.48 29.88
MMDA & Savings/Total Deposits 50.78 44.10 36.55 42.11
Retail Time Deps/Tot Deposits 0.96 9.62 10.05 14.23
Jumbo Time Deposits/ Deposits 15.08 9.53 8.69 7.22
Tot Time Deposits/Tot Deposits 16.04 19.15 18.74 21.45
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 83.96 80.85 81.26 78.55
Core Deposits/Total Deposits 84.92 90.47 91.31 92.78
Noninterest-bearing Deposits/ Deposits 14.70 14.18 17.79 14.03
Interest-bearing Deposits/ Deposits 85.30 85.82 82.21 85.97
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.