Financial Highlights

Financial Highlights
2015 FQ3 YTD
3/31/2015
2014 FY
6/30/2014
2013 FY
6/30/2013
2012 FY
6/30/2012
2011 FY
6/30/2011
Balance Sheet ($000)
Total Assets 5,528,520 4,402,999 3,090,771 2,386,845 1,940,087
Total Net Loans 4,749,744 3,668,212 2,333,909 1,799,744 1,345,211
Total Deposits 4,368,772 3,041,536 2,091,999 1,615,088 1,340,325
Equity Attributable to Parent Company 496,028 370,778 268,262 206,620 147,766
Total Equity 496,028 370,778 268,262 206,620 147,766
Profitability (%)
Net Income($000) 58,287 55,956 40,291 29,476 20,579
Net Income Attributable to Parent($000) 58,287 55,956 40,291 29,476 20,579
ROAA 1.56 1.59 1.46 1.35 1.26
Core ROAA 1.59 1.63 1.54 1.43 1.22
ROAE 17.99 17.71 16.59 15.84 14.83
ROATCE 18.20 18.01 17.77 17.09 15.27
Core ROAE 18.31 18.24 17.47 16.81 14.42
Net Interest Margin 3.90 3.95 3.79 3.70 3.67
Reported: Net Interest Margin 3.90 3.95 3.79 3.70 3.67
Efficiency Ratio 34.26 36.96 40.40 36.68 37.21
Noninterest Inc/ Operating Rev 13.24 15.45 23.37 19.49 10.84
Balance Sheet Ratios (%)
Loans/ Deposits 106.82 116.76 108.56 107.13 99.42
Securities/ Assets 8.21 11.66 16.05 21.10 27.67
Total Equity/ Total Assets 8.97 8.42 8.68 8.66 7.62
Tangible Equity/ Tangible Assets 8.97 8.42 8.68 8.66 7.62
Tang Common Equity/ Tang Assets 8.88 8.31 8.52 7.63 7.36
Asset Quality (%)
NPAs/ Assets 0.65 0.52 0.77 1.09 1.42
NPA Excl Restructured/ Assets 0.65 0.46 0.66 0.77 0.99
NPAs & 90+ PD/ Assets 0.65 0.52 0.77 1.09 1.63
NPAs/ Loans & REO 0.76 0.62 1.02 1.44 2.03
Nonaccrual & 90+ & OREO/ Assets 0.65 0.46 0.66 0.77 1.19
NPAs & 90+ PD/ Loans & REO 0.76 0.62 1.02 1.44 2.32
NPA & Loans 90+/ Tangible Common Equity + LLR 7.01 5.95 8.61 13.57 21.03
NCOs/ Avg Loans 0.04 0.04 0.14 0.36 0.42
Loan Loss Reserves/ Gross Loans 0.53 0.50 0.60 0.53 0.55
Reserves/ NPAs 70.33 80.45 59.37 37.02 26.86
Loan Loss Provision/ NCO NM 461.60 251.33 137.92 135.70
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 499,261 NA NA NA NA
Tier 1 Capital($000) 504,324 NA NA NA NA
Tier 2 Capital($000) 25,455 NA NA NA NA
Total Capital($000) 529,779 NA NA NA NA
Total Risk-weighted Assets($000) 3,379,830 NA NA NA NA
Tier 1 Common Capital (CET1) Ratio(%) 14.77 NA NA NA NA
Tier 1 Ratio(%) 14.92 NA NA NA NA
Total Capital Ratio(%) 15.67 NA NA NA NA
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 9.45 NA NA NA NA
Supplementary Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 15,285,080 14,451,900 13,733,325 11,512,536 10,436,332
Avg Diluted Shares(actual) 15,237,763 14,442,692 13,819,412 12,488,555 10,857,470
Basic Book Value per Share 32.12 25.31 19.16 15.82 13.67
As-reported Book Value per Share 32.12 25.31 19.16 15.82 13.67
Basic Tangible Book Value per Share 32.12 25.31 19.16 15.82 13.67
Reported: Tangible Book Value 32.03 25.27 19.16 15.82 13.67
Common Dividends Declared per Share 0 0 0 0 0
EPS after Extra 3.81 3.85 2.89 2.33 1.87
EPS after Extra Growth(%) 38 33.20 24 24.60 (15.80)
Core EPS 3.88 3.97 3.04 2.48 1.82
Core EPS Growth(%) 36.20 30.30 23 36.20 4.70
Diluted EPS before Amortization 3.81 3.85 2.89 2.33 1.87
Pre-Provision Earnings per Share 4.63 4.58 3.69 3.11 2.32
Data shown on this page is extracted directly from the company’s documents. SNL makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, SNL, as always, stands by its commitment to the quality of the data.
Copyright 2015, © SNL Financial LC  Terms of Use