Financial Highlights

Financial Highlights
6/30/2015
6/30/2016
3/31/2017
6/30/2017
Loan Composition (%)
Total Gross Loans($000) 5,060,266 6,444,906 7,088,990 7,440,732
Gross Loans HFI Growth 39.58 28.92 12.51 16.04
1-4 Family Loans/ Loans 60.13 57.56 53.91 52.62
Multifamily Loans/ Loans 23.92 21.49 22.26 21.84
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans NA NA NA NA
Real Estate Loans/ Loans NA NA NA NA
Construction & Development Loans/ Loans NA NA NA NA
Home Equity Loans/ Loans 0.07 0.04 0.04 0.03
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.27 1.15 1.85 2.08
Other Consumer Loans/ Loans NA NA NA NA
Consumer Loans/ Loans NA NA NA NA
Commercial Loans/ Loans 7.48 9.59 14.43 15.55
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans NA NA NA NA
Unearned Income and Other Adjustments/ Loans (0.89) (0.19) (0.41) (0.46)
Deposit Composition (%)
Total Deposits($000) 4,451,917 6,044,051 6,799,631 6,899,507
Deposit Growth 46.37 35.76 11.43 14.15
Transaction Acct Deps/Tot Deps 34.45 41.45 52.20 49.89
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits 47.77 41.11 35.90 38.43
Retail Time Deps/Tot Deposits 1.58 0.86 0.57 0.51
Jumbo Time Deposits/ Deposits 16.20 16.58 11.32 11.18
Tot Time Deposits/Tot Deposits 17.78 17.43 11.90 11.69
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 82.22 82.57 88.10 88.31
Core Deposits/Total Deposits 83.80 83.42 88.68 88.82
Noninterest-bearing Deposits/ Deposits 6.95 9.74 17.13 12.30
Interest-bearing Deposits/ Deposits 93.05 90.26 82.87 87.70
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.