Financial Highlights

Financial Highlights
6/30/2013
6/30/2014
6/30/2015
6/30/2016
Loan Composition (%)
Total Gross Loans($000) 2,348,091 3,686,585 5,060,266 6,444,906
Gross Loans HFI Growth 31.26 56.37 39.58 28.92
1-4 Family Loans/ Loans 47.14 54.03 60.13 57.56
Multifamily Loans/ Loans 33.82 27.55 23.92 21.49
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans NA NA NA NA
Real Estate Loans/ Loans NA NA NA NA
Construction & Development Loans/ Loans NA NA NA NA
Home Equity Loans/ Loans 0.99 0.36 0.07 0.04
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.82 0.42 0.27 1.15
Other Consumer Loans/ Loans NA NA NA NA
Consumer Loans/ Loans NA NA NA NA
Commercial Loans/ Loans 8.23 7.65 7.48 9.59
Foreign Loans/ Loans NA NA NA NA
Other Loans/ Loans NA NA NA NA
Unearned Income and Other Adjustments/ Loans (1.31) (1.17) (0.89) (0.19)
Deposit Composition (%)
Total Deposits($000) 2,091,999 3,041,536 4,451,917 6,044,051
Deposit Growth 29.53 45.39 46.37 35.76
Transaction Acct Deps/Tot Deps 18.79 43.28 34.45 41.45
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits 30.67 30.77 47.77 41.11
Retail Time Deps/Tot Deposits 8.78 3.53 1.58 0.86
Jumbo Time Deposits/ Deposits 41.76 22.42 16.20 16.58
Tot Time Deposits/Tot Deposits 50.55 25.95 17.78 17.43
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 49.45 74.05 82.22 82.57
Core Deposits/Total Deposits 58.24 77.58 83.80 83.42
Noninterest-bearing Deposits/ Deposits 3.90 6.14 6.95 9.74
Interest-bearing Deposits/ Deposits 96.10 93.86 93.05 90.26
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.