Deposit Loan Composition

Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 3,522,641 4,792,868 6,905,849 7,076,186
Gross Loans HFI Growth 10.53 39.17 176.33 9.45
1-4 Family Loans/ Loans 18.40 16.44 17.62 16.95
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 54.51 55.29 55.29 54.13
Real Estate Loans/ Loans 72.92 71.73 72.91 71.07
Construction & Development Loans/ Loans 4.49 5.08 6.15 6.70
Home Equity Loans/ Loans 6.76 6.30 5.66 5.67
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 0.28 0.24 0.39 0.38
Other Consumer Loans/ Loans 2.25 2.02 1.53 1.90
Consumer Loans/ Loans 9.30 8.55 7.58 7.95
Commercial Loans/ Loans 13.27 14.62 13.35 14.26
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0.02 0.02 0.01 0.01
Deposit Composition (%)
Total Deposits($000) 4,297,123 5,560,523 8,111,998 8,221,808
Deposit Growth 13.93 33.91 183.54 5.41
Transaction Acct Deps/Tot Deps 57.71 55.01 53.65 52.69
Savings Acct Deps/Tot Deposits 8.94 13.82 9.02 8.08
Money Mkt Deps/Tot Deposits 21.18 16.20 21.33 21.62
MMDA & Savings/Total Deposits 30.12 30.01 30.35 29.70
Retail Time Deps/Tot Deposits 5.04 6.91 7.81 8.40
Jumbo Time Deposits/ Deposits 7.13 8.06 8.20 9.21
Tot Time Deposits/Tot Deposits 12.17 14.97 16.01 17.61
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 87.83 85.03 83.99 82.39
Core Deposits/Total Deposits 92.87 91.94 91.80 90.79
Noninterest-bearing Deposits/ Deposits 36.91 35.97 36.61 35.18
Interest-bearing Deposits/ Deposits 63.09 64.03 63.39 64.82
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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