Financial Highlights
12/31/2015
12/31/2016
3/31/2017
12/31/2017
Loan Composition (%)
Total Gross Loans($000) 17,229,811 17,895,981 18,201,711 19,339,702
Gross Loans HFI Growth 9.96 3.81 7.33 8.98
1-4 Family Loans/ Loans 17.25 16.49 16.36 16.73
Multifamily Loans/ Loans 18.69 16.33 16.18 16.18
Commercial Real Estate Loans/ Loans 34.45 33.87 33.62 31.34
Commercial & Multifamily Real Estate Loans/ Loans 53.13 50.19 49.81 47.52
Real Estate Loans/ Loans 70.38 66.69 66.17 64.25
Construction & Development Loans/ Loans 2.20 3.46 3.46 3.70
Home Equity Loans/ Loans 5.48 5.78 5.69 5.78
Credit Card Loans/ Loans 0 0 0 0
Vehicle Loans/ Loans 2.03 2.38 2.56 NA
Other Consumer Loans/ Loans 1.10 1.27 1.17 3.84
Consumer Loans/ Loans 8.60 9.42 9.43 9.62
Commercial Loans/ Loans 18.82 20.42 20.95 22.42
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 17,707,189 19,020,985 19,167,293 19,948,300
Deposit Growth 4.83 7.42 3.08 4.88
Transaction Acct Deps/Tot Deps 42.22 42.89 43.56 44.56
Savings Acct Deps/Tot Deposits 6.42 6.97 7.31 7.25
Money Mkt Deps/Tot Deposits 37.27 36.45 35.40 35.28
MMDA & Savings/Total Deposits 43.69 43.42 42.70 42.53
Retail Time Deps/Tot Deposits 5.03 4.74 4.67 NA
Jumbo Time Deposits/ Deposits 9.06 8.95 9.08 NA
Tot Time Deposits/Tot Deposits 14.09 13.69 13.74 12.90
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 85.91 86.31 86.26 87.10
Core Deposits/Total Deposits 90.94 91.05 90.92 NA
Noninterest-bearing Deposits/ Deposits 30.04 30.82 31.42 32.61
Interest-bearing Deposits/ Deposits 69.96 69.18 68.58 67.39
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.