Financial Highlights
2020 FQ3 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 1,144,325 1,058,776 1,038,864 811,078 781,857
Gross Loans HFI Growth 10.77 1.92 28.10 3.88 26.37
1-4 Family Loans/ Loans NA 20.64 24.07 22.28 22.69
Multifamily Loans/ Loans NA 1.43 1.07 0.43 NA
Commercial Real Estate Loans/ Loans NA 47.15 46.70 49.71 NA
Commercial & Multifamily Real Estate Loans/ Loans 43.68 48.58 47.76 50.15 49.81
Real Estate Loans/ Loans NA 69.23 71.84 72.43 72.50
Construction & Development Loans/ Loans 5.32 5.50 4.27 2.47 3.04
Home Equity Loans/ Loans NA 3.34 3.54 3.59 3.65
Credit Card Loans/ Loans NA 0.11 0.12 0.12 0.13
Vehicle Loans/ Loans NA 0.71 0.63 0.55 0.70
Other Consumer Loans/ Loans 1.71 1.18 1.22 1.47 1.74
Consumer Loans/ Loans NA 5.34 5.51 5.74 6.22
Commercial Loans/ Loans 28.56 19.93 18.39 19.35 18.24
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,280,887 1,075,677 1,097,537 817,998 823,512
Deposit Growth 25.44 (1.99) 34.17 (0.67) 34.93
Transaction Acct Deps/Tot Deps NA 45.90 41.51 36.29 38.90
Savings Acct Deps/Tot Deposits 10.12 10.18 10.15 7.47 7.08
Money Mkt Deps/Tot Deposits NA 15.53 14.10 16.08 15.84
MMDA & Savings/Total Deposits NA 25.71 24.25 23.55 22.92
Retail Time Deps/Tot Deposits NA NA NA NA 34.53
Jumbo Time Deposits/ Deposits NA NA NA NA 3.65
Tot Time Deposits/Tot Deposits 23.53 28.39 34.23 40.16 38.18
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 76.47 71.61 65.77 59.84 61.82
Core Deposits/Total Deposits NA NA NA NA 96.35
Noninterest-bearing Deposits/ Deposits 33.76 26.74 22.01 18.10 19.94
Interest-bearing Deposits/ Deposits 66.24 73.26 77.99 81.90 80.06
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.