Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Loan Composition (%)
Total Gross Loans($000) 786,546 812,441 1,003,377 1,038,864
Gross Loans HFI Growth 2.46 0.73 94.01 28.10
1-4 Family Loans/ Loans 22.20 21.65 24.94 24.07
Multifamily Loans/ Loans 0.51 0.43 0.53 1.07
Commercial Real Estate Loans/ Loans 49.99 50.23 47.19 46.70
Commercial & Multifamily Real Estate Loans/ Loans 50.50 50.65 47.72 47.76
Real Estate Loans/ Loans 72.70 72.31 72.66 71.84
Construction & Development Loans/ Loans 2.92 2.37 3.62 4.27
Home Equity Loans/ Loans 3.57 3.52 3.37 3.54
Credit Card Loans/ Loans 0.13 0.13 0.11 0.12
Vehicle Loans/ Loans 0.65 0.54 0.49 0.63
Other Consumer Loans/ Loans 1.63 1.41 1.24 1.22
Consumer Loans/ Loans 5.98 5.61 5.21 5.51
Commercial Loans/ Loans 18.39 19.72 18.44 18.39
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0.01 0 0.08 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 821,820 806,797 1,015,501 1,097,537
Deposit Growth (0.82) (5.48) 103.47 34.17
Transaction Acct Deps/Tot Deps 36.04 35.03 39.70 41.51
Savings Acct Deps/Tot Deposits 7.44 7.92 10.44 10.15
Money Mkt Deps/Tot Deposits 16.34 14.95 15.20 14.10
MMDA & Savings/Total Deposits 23.78 22.86 25.64 24.25
Retail Time Deps/Tot Deposits NA NA NA NA
Jumbo Time Deposits/ Deposits NA NA NA NA
Tot Time Deposits/Tot Deposits 40.18 42.11 34.66 34.23
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 59.82 57.89 65.34 65.77
Core Deposits/Total Deposits NA NA NA NA
Noninterest-bearing Deposits/ Deposits 17.90 17.74 21.68 22.01
Interest-bearing Deposits/ Deposits 82.10 82.26 78.32 77.99
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.