Republic Bank & Trust

Balance Sheet

Financial Highlights
2019 FQ3 YTD
9/30/2019
Assets ($000)
Cash and Due from Banks 88,390
Fed Funds Sold 0
Deposits at Financial Institutions 308,682
Securities Purchased, to Resell 0
Other Cash & Cash Equivalents 0
Cash and Cash Equivalents 397,072
Trading Account Securities 6,483
Available for Sale Securities 572,015
Held to Maturity Securities 63,315
Other Securities 60,144
Total Cash & Securities 1,099,029
Gross Loans Held for Investment 4,664,054
Loan Loss Reserve 46,932
Loans Held for Sale, before Reserves 182,013
Total Net Loans 4,799,135
Real Estate Owned and Held for Investment 119
Goodwill 16,300
Core Deposit Intangibles 516
Other Intangibles 0
Intangible Assets other than Goodwill 516
Total Intangible Assets 16,816
Loan Servicing Rights 5,483
Credit Card Rights 0
Other Loan Servicing Rights 0
Total Servicing Rights 5,483
Fixed Assets 82,786
Interest Receivable 13,699
Prepaid Expense 7,886
Bank-owned Life Insurance 66,037
Other Assets 12,657
Total Other Assets 183,065
Total Assets 6,103,647
Memo: Consolidated VIE Assets 0
Memo: Covered Loans 0
Memo: Covered OREO 0
Memo: Covered Securities 0
Memo: Covered Assets 0
Liabilities ($000)
Total Deposits 3,877,136
FHLB Borrowings 1,170,000
Senior Debt 1,375,340
Trust Preferred (FAS 150) 41,240
Total Subordinated Debt 41,240
Redeemable Financial Instruments (FAS 150) 0
Total Debt 1,416,580
Total Other Liabilities 65,484
Total Liabilities 5,359,200
Memo: Consolidated VIE Liabilities 0
Mezzanine ($000)
Redeemable Preferred 0
Trust Preferred Securities 0
Total Minority Interest 0
Other Mezzanine Items 0
Total Mezzanine Level Items 0
Equity ($000)
TARP Preferred Equity 0
Other Preferred Equity 0
Total Preferred Equity 0
Common Equity 744,447
Equity Attributable to Parent Company 744,447
Noncontrolling Interests 0
Total Equity 744,447
Net Unrealized Gain 3,258
Tot Acc Other Comprehensive Inc 3,156
Balance Sheet Analysis (%)
Gross Loans HFI/ Total Assets 76.41
Loans/ Deposits 120.30
Loan Loss Reserves/ Gross Loans 0.97
Reserves/ Loans Held For Investment 1.01
One Year Gap/ Assets NA
1-4 Loans Serviced for Others($000) 1,030,069
Level 1 Assets($000) 2,485
Level 2 Assets($000) 605,928
Level 3 Assets($000) 18,544
Level 1 Liabilities($000) 0
Level 2 Liabilities($000) 6,620
Level 3 Liabilities($000) 0
FTE Employees(actual) 1,093
Annualized Growth Rates (%)
Asset Growth 21.96
Gross Loans HFI Growth 16.58
Deposit Growth 16.24
Average Balances ($000)
Avg Gross Loans HFI 4,409,088
Avg Loans HFS 63,346
Average Loans, Gross of Reserves 4,430,518
Avg Securities 541,739
Avg Other Int Earn Assets 296,474
Avg Secs & Other Int Earn Assets 838,213
Avg Interest Earning Assets 5,268,731
Avg Assets 5,557,116
Avg CDs NA
Avg Other Interest-bearing Deposits NA
Avg Interest-bearing Deposits 2,684,825
Avg Debt 912,426
Avg Interest-bearing Liabs 3,597,251
Avg Noninterest-bearing Deposits 1,140,355
Avg Total Deposits 3,825,180
Avg Preferred Equity 0
Avg Common Equity 726,019
Avg Equity 726,019
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.