Income Statement BANK OF COMMERCE HOLDINGS (NASDAQ - BOCH)

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Interest Income 44,755 52,701 45,949 41,009 38,753
Interest Expense 4,534 5,155 4,587 4,778 4,983
Net Interest Income 40,221 47,546 41,362 36,231 33,770
FTE Net Interest Income NA 47,979 42,462 37,393 34,970
Provision for Loan Losses 0 0 950 0 0
Trading Account Income 0 0 0 0 0
Foreign Exchange Income 0 0 0 0 0
Trust Revenue 0 0 0 0 0
Service Charges on Deposits 532 682 542 413 204
Gain on Sale of Loans (FAS 140) 0 0 0 0 0
Loan Fees & Charges NA NA NA NA NA
Bank-owned Life Insurance Revenue 410 512 548 613 641
Insurance Revenue NA 3 4 4 NA
Investment Banking & Brokerage NA 20 16 18 NA
Other Noninterest Income 2,043 2,685 2,707 2,849 1,895
Total Noninterest Income 2,985 3,902 3,817 3,897 2,740
Realized Gain on Securities 137 44 137 (302) 443
Nonrecurring Revenue 0 0 502 0 0
Compensation & Benefits NA 19,018 18,111 16,706 14,577
Occupancy & Equipment 2,887 4,047 4,242 3,869 2,894
Marketing and Promotion Expense NA 47 61 171 64
Professional Fees 1,230 1,431 1,398 1,690 1,628
Tech & Communications Expense 2,292 2,527 2,628 2,426 1,465
Amrt of Intang & Goodwill Impair 529 221 221 185 0
Foreclosure & Repo (41) (73) (316) 175 26
Other Expense 19,202 4,071 4,251 4,425 3,904
Total Noninterest Expense 26,099 31,289 30,596 29,647 24,558
Nonrecurring Expense 2,694 844 0 2,962 347
Pre-Provision Net Revenue 17,107 20,592 15,683 11,643 13,152
Non-FTE Pre-Provision Net Revenue 17,107 20,159 14,583 10,481 11,952
Net Income before Taxes 14,550 19,359 14,272 7,217 12,048
Provision for Taxes 3,958 3,629 6,928 1,958 3,462
Effective Tax Rate(%) 27.20 18.75 48.54 27.13 28.74
Min Int & Oth after-tax Items 0 0 0 0 0
Extraordinary Items 0 0 0 0 0
Net Income 10,592 15,730 7,344 5,259 8,586
Net Income Attributable to Noncontrolling Int 0 0 0 0 0
Net Income Attributable to Parent 10,592 15,730 7,344 5,259 8,586
Preferred Dividends 0 0 0 0 189
Other Preferred Dividends after Net Income 0 0 0 0 0
Other Changes to Net Income 0 0 0 0 (102)
Net Income Avail to Common 10,592 15,730 7,344 5,259 8,295
Net Income for Diluted EPS 10,592 15,730 7,344 5,259 8,295
EPS after Extra($) 0.59 0.96 0.48 0.39 0.62
EPS after Extra Growth(%) (11.90) 100 23.10 (37.10) 51.20
Pre-Provision Earnings per Share($) 0.75 0.97 0.62 0.51 0.56
Comprehensive Income
Net Income 10,592 15,730 7,344 5,259 8,586
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0 0
Total Other Comprehensive Income 5,345 (2,690) 393 (405) (167)
Comprehensive Income 15,937 13,040 7,737 4,854 8,419
Interest Income Earned On:
Interest Earned on Loans 37,891 44,955 39,112 35,435 32,871
Int Inc: Securities 6,092 7,227 7,165 6,404 6,876
Int Inc: Other Earn Assets 772 952 772 332 206
Int Inc: Secs & Oth Earn Assets 6,864 8,179 7,937 6,736 7,082
Int Inc: Total Earn Assets 44,755 53,134 47,049 42,171 39,953
Interest Expense Incurred On:
Int Exp: CDs 1,478 1,910 2,188 2,179 2,356
Int Exp: Other Deposits 1,857 1,348 944 697 673
Int Exp: Total Deposits 3,335 3,258 3,132 2,876 3,029
Int Exp: Debt 1,199 1,897 1,455 1,902 1,954
Int Exp: Total Int-bearing Liab 4,534 5,155 4,587 4,778 4,983
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.