Balance Sheet BANK OF COMMERCE HOLDINGS (NASDAQ - BOCH)

Financial Highlights
3/31/2017
3/31/2018
6/30/2018
12/31/2018
Assets ($000)
Cash and Due from Banks 18,315 16,247 23,996 23,692
Fed Funds Sold 0 0 0 0
Deposits at Financial Institutions 42,744 17,376 15,690 23,673
Securities Purchased, to Resell 0 0 0 0
Other Cash & Cash Equivalents 0 0 0 0
Cash and Cash Equivalents 61,059 33,623 39,686 47,365
Trading Account Securities 0 0 0 0
Available for Sale Securities 181,534 255,917 247,639 256,928
Held to Maturity Securities 31,257 0 0 0
Other Securities 4,775 5,863 7,224 6,202
Total Cash & Securities 278,625 295,403 294,549 310,495
Gross Loans Held for Investment 811,640 902,133 938,579 948,178
Loan Loss Reserve 11,641 12,295 12,388 12,292
Loans Held for Sale, before Reserves 0 0 0 0
Total Net Loans 799,999 889,838 926,191 935,886
Real Estate Owned and Held for Investment 814 60 140 31
Goodwill 665 665 665 665
Core Deposit Intangibles 1,531 1,310 1,255 1,176
Other Intangibles 0 0 0 0
Intangible Assets other than Goodwill 1,531 1,310 1,255 1,176
Total Intangible Assets 2,196 1,975 1,920 1,841
Loan Servicing Rights 0 0 0 0
Credit Card Rights 0 0 0 0
Other Loan Servicing Rights 0 0 0 0
Total Servicing Rights 0 0 0 0
Fixed Assets 15,903 14,214 13,908 13,119
Interest Receivable 3,651 4,161 4,480 4,609
Prepaid Expense NA NA 265 1,075
Bank-owned Life Insurance 21,494 22,027 22,155 22,410
Other Assets 20,069 17,897 17,896 17,638
Total Other Assets 61,117 58,299 58,704 58,851
Total Assets 1,142,751 1,245,575 1,281,504 1,307,104
Memo: Consolidated VIE Assets 0 0 0 0
Memo: Covered Loans 0 0 0 0
Memo: Covered OREO 0 0 0 0
Memo: Covered Securities 0 0 0 0
Memo: Covered Assets 0 0 0 0
Liabilities ($000)
Total Deposits 1,004,490 1,048,751 1,054,529 1,131,716
FHLB Borrowings 0 30,000 60,000 0
Senior Debt 8,656 36,190 65,292 3,494
Trust Preferred (FAS 150) 10,310 10,310 10,310 10,310
Total Subordinated Debt 20,148 20,189 20,199 20,221
Redeemable Financial Instruments (FAS 150) 0 0 0 0
Total Debt 28,804 56,379 85,491 23,715
Total Other Liabilities 12,994 12,723 11,406 13,352
Total Liabilities 1,046,288 1,117,853 1,151,426 1,168,783
Memo: Consolidated VIE Liabilities 0 0 0 0
Mezzanine ($000)
Redeemable Preferred 0 0 0 0
Trust Preferred Securities 0 0 0 0
Total Minority Interest 0 0 0 0
Other Mezzanine Items 0 0 0 0
Total Mezzanine Level Items 0 0 0 0
Equity ($000)
TARP Preferred Equity 0 0 0 0
Other Preferred Equity 0 0 0 0
Total Preferred Equity 0 0 0 0
Common Equity 96,463 127,722 130,078 138,321
Equity Attributable to Parent Company 96,463 127,722 130,078 138,321
Noncontrolling Interests 0 0 0 0
Total Equity 96,463 127,722 130,078 138,321
Net Unrealized Gain (403) (2,744) (3,440) (3,008)
Tot Acc Other Comprehensive Inc (403) (2,744) (3,440) (3,008)
Balance Sheet Analysis (%)
Gross Loans HFI/ Total Assets 71.03 72.43 73.24 72.54
Loans/ Deposits 80.80 86.02 89 83.78
Loan Loss Reserves/ Gross Loans 1.43 1.36 1.32 1.30
Reserves/ Loans Held For Investment 1.43 1.36 1.32 1.30
One Year Gap/ Assets NA NA NA (32.18)
1-4 Loans Serviced for Others($000) 0 0 0 0
Level 1 Assets($000) 0 0 0 0
Level 2 Assets($000) 181,534 255,917 247,639 256,928
Level 3 Assets($000) 121 60 140 31
Level 1 Liabilities($000) 0 0 0 0
Level 2 Liabilities($000) 0 0 0 0
Level 3 Liabilities($000) 0 0 0 0
FTE Employees(actual) 192 191 195 197
Annualized Growth Rates (%)
Asset Growth 0.62 (7.51) 11.54 2.97
Gross Loans HFI Growth 3.03 9.34 16.16 7.56
Deposit Growth (0.07) (19.58) 2.20 2.63
Average Balances ($000)
Avg Gross Loans HFI 806,793 883,876 922,687 915,360
Avg Loans HFS 0 0 0 0
Average Loans, Gross of Reserves 806,793 883,876 922,687 915,360
Avg Securities 211,106 265,091 256,553 257,737
Avg Other Int Earn Assets 57,140 32,915 29,041 47,038
Avg Secs & Other Int Earn Assets 268,246 298,006 285,594 304,775
Avg Interest Earning Assets 1,075,039 1,181,882 1,208,281 1,220,135
Avg Assets 1,148,305 1,248,563 1,276,697 1,288,841
Avg CDs 215,202 181,901 170,824 168,183
Avg Other Interest-bearing Deposits 534,063 581,165 574,759 598,038
Avg Interest-bearing Deposits 749,265 763,066 745,583 766,221
Avg Debt 28,908 39,282 81,199 47,919
Avg Interest-bearing Liabs 778,173 802,348 826,782 814,140
Avg Noninterest-bearing Deposits 262,881 307,397 309,199 332,197
Avg Total Deposits 1,012,146 1,070,463 1,054,782 1,098,418
Avg Preferred Equity 0 0 0 0
Avg Common Equity 94,820 127,069 128,181 130,218
Avg Equity 94,820 127,069 128,181 130,218
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