Financial Highlights
12/31/2013
12/31/2014
12/31/2015
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 996,561 1,122,239 1,169,709 1,200,702
Gross Loans HFI Growth 11.45 12.62 4.20 2.71
1-4 Family Loans/ Loans 19.68 17.55 16.75 16.54
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 34.71 35.46 39.82 43.51
Real Estate Loans/ Loans 54.40 53.01 56.57 60.05
Construction & Development Loans/ Loans 2.76 4.89 3.52 3.86
Home Equity Loans/ Loans 9.63 8.86 8.70 8.21
Credit Card Loans/ Loans 0.18 0.15 0.13 0.12
Vehicle Loans/ Loans 15.37 15.53 12.06 10.60
Other Consumer Loans/ Loans 3.07 2.72 2.49 2.44
Consumer Loans/ Loans 28.25 27.26 23.37 21.38
Commercial Loans/ Loans 14.60 14.84 16.53 14.71
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,266,256 1,280,014 1,400,295 1,456,343
Deposit Growth 20.88 1.09 9.40 4
Transaction Acct Deps/Tot Deps 36.79 37.27 38.05 38.08
Savings Acct Deps/Tot Deposits 15.38 15.48 14.55 14.33
Money Mkt Deps/Tot Deposits 28.52 30.69 35.54 37.69
MMDA & Savings/Total Deposits 43.90 46.18 50.09 52.02
Retail Time Deps/Tot Deposits 12.29 10.26 8.11 6.93
Jumbo Time Deposits/ Deposits 7.01 6.29 3.75 2.97
Tot Time Deposits/Tot Deposits 19.31 16.55 11.86 9.90
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 80.69 83.45 88.14 90.10
Core Deposits/Total Deposits 92.99 93.71 96.25 97.03
Noninterest-bearing Deposits/ Deposits 27.74 28.62 28.73 28.69
Interest-bearing Deposits/ Deposits 72.26 71.38 71.27 71.31
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.