Financial Highlights
12/31/2014
12/31/2015
12/31/2016
3/31/2017
Loan Composition (%)
Total Gross Loans($000) 1,122,239 1,169,709 1,200,702 1,234,271
Gross Loans HFI Growth 12.62 4.20 2.71 11.32
1-4 Family Loans/ Loans 17.55 16.75 16.54 16.04
Multifamily Loans/ Loans NA NA NA NA
Commercial Real Estate Loans/ Loans NA NA NA NA
Commercial & Multifamily Real Estate Loans/ Loans 35.46 39.82 43.51 44.63
Real Estate Loans/ Loans 53.01 56.57 60.05 60.68
Construction & Development Loans/ Loans 4.89 3.52 3.86 4.19
Home Equity Loans/ Loans 8.86 8.70 8.21 8.02
Credit Card Loans/ Loans 0.15 0.13 0.12 0.11
Vehicle Loans/ Loans 15.53 12.06 10.60 10.20
Other Consumer Loans/ Loans 2.72 2.49 2.44 2.37
Consumer Loans/ Loans 27.26 23.37 21.38 20.70
Commercial Loans/ Loans 14.84 16.53 14.71 14.43
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0 0 0 0
Unearned Income and Other Adjustments/ Loans NA NA NA NA
Deposit Composition (%)
Total Deposits($000) 1,280,014 1,400,295 1,456,343 1,544,251
Deposit Growth 1.09 9.40 4 24.14
Transaction Acct Deps/Tot Deps 37.27 38.05 38.08 38.01
Savings Acct Deps/Tot Deposits 15.48 14.55 14.33 14.19
Money Mkt Deps/Tot Deposits 30.69 35.54 37.69 38.69
MMDA & Savings/Total Deposits 46.18 50.09 52.02 52.89
Retail Time Deps/Tot Deposits 10.26 8.11 6.93 6.36
Jumbo Time Deposits/ Deposits 6.29 3.75 2.97 2.74
Tot Time Deposits/Tot Deposits 16.55 11.86 9.90 9.11
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 83.45 88.14 90.10 90.89
Core Deposits/Total Deposits 93.71 96.25 97.03 97.26
Noninterest-bearing Deposits/ Deposits 28.62 28.73 28.69 27.98
Interest-bearing Deposits/ Deposits 71.38 71.27 71.31 72.02
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.