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Deposit Loan Composition

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 18,618,386 14,099,643 13,672,068 13,277,376 10,349,582
Gross Loans HFI Growth 62.43 2.16 3.16 25.82 10.20
1-4 Family Loans/ Loans 20.70 23.07 21.41 17.44 17.64
Multifamily Loans/ Loans 3.57 4.62 5.44 5.94 NA
Commercial Real Estate Loans/ Loans 33.27 33.06 36.25 38.74 NA
Commercial & Multifamily Real Estate Loans/ Loans 36.85 37.69 41.69 44.68 43.28
Real Estate Loans/ Loans 57.55 60.75 63.10 62.11 60.92
Construction & Development Loans/ Loans 9.87 10.27 10.51 11.57 12.14
Home Equity Loans/ Loans 3.30 3.82 4.67 5.59 5.60
Credit Card Loans/ Loans 0.05 0.07 0.08 0.08 0.14
Vehicle Loans/ Loans 6.29 8.12 6.76 5.11 5.39
Other Consumer Loans/ Loans 0.31 0.31 0.35 0.30 0.36
Consumer Loans/ Loans 9.95 12.32 11.86 11.08 11.49
Commercial Loans/ Loans 22.86 16.66 14.59 15.36 15.60
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.22) (0.01) (0.05) (0.12) (0.15)
Deposit Composition (%)
Total Deposits($000) 19,893,843 13,852,421 13,994,749 13,830,591 10,796,867
Deposit Growth 87.23 (1.02) 1.19 28.10 15.58
Transaction Acct Deps/Tot Deps 32.09 27.10 25.63 46.65 45.85
Savings Acct Deps/Tot Deposits 6.16 6.37 6.82 7.48 6.68
Money Mkt Deps/Tot Deposits 44.19 49.75 51.14 27.16 29.19
MMDA & Savings/Total Deposits 50.35 56.12 57.96 34.64 35.87
Retail Time Deps/Tot Deposits 5.52 5.23 5.09 5.75 6.42
Jumbo Time Deposits/ Deposits 12.04 11.55 11.31 12.97 11.86
Tot Time Deposits/Tot Deposits 17.56 16.78 16.40 18.72 18.28
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 82.44 83.22 83.60 81.28 81.72
Core Deposits/Total Deposits 87.96 88.45 88.69 87.03 88.14
Noninterest-bearing Deposits/ Deposits 35.67 33.36 31.56 31.05 29.38
Interest-bearing Deposits/ Deposits 64.33 66.64 68.44 68.95 70.62
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.