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Deposit Loan Composition

Financial Highlights
2020 FQ1 YTD
3/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 14,359,072 14,099,643 13,672,068 13,277,376 10,349,582
Gross Loans HFI Growth 4.18 2.16 3.16 25.82 10.20
1-4 Family Loans/ Loans 22.78 23.07 21.41 17.44 17.64
Multifamily Loans/ Loans 3.92 4.62 5.44 5.94 NA
Commercial Real Estate Loans/ Loans 34 33.06 36.25 38.74 NA
Commercial & Multifamily Real Estate Loans/ Loans 37.92 37.69 41.69 44.68 43.28
Real Estate Loans/ Loans 60.69 60.75 63.10 62.11 60.92
Construction & Development Loans/ Loans 8.92 10.27 10.51 11.57 12.14
Home Equity Loans/ Loans 3.70 3.82 4.67 5.59 5.60
Credit Card Loans/ Loans 0.07 0.07 0.08 0.08 0.14
Vehicle Loans/ Loans 8.26 8.12 6.76 5.11 5.39
Other Consumer Loans/ Loans 0.29 0.31 0.35 0.30 0.36
Consumer Loans/ Loans 12.31 12.32 11.86 11.08 11.49
Commercial Loans/ Loans 18.08 16.66 14.59 15.36 15.60
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.01) (0.01) (0.05) (0.12) (0.15)
Deposit Composition (%)
Total Deposits($000) 14,014,168 13,852,421 13,994,749 13,830,591 10,796,867
Deposit Growth 4.67 (1.02) 1.19 28.10 15.58
Transaction Acct Deps/Tot Deps 27.84 27.10 25.63 46.65 45.85
Savings Acct Deps/Tot Deposits 6.36 6.37 6.82 7.48 6.68
Money Mkt Deps/Tot Deposits 48.93 49.75 51.14 27.16 29.19
MMDA & Savings/Total Deposits 55.29 56.12 57.96 34.64 35.87
Retail Time Deps/Tot Deposits 5.13 5.23 5.09 5.75 6.42
Jumbo Time Deposits/ Deposits 11.73 11.55 11.31 12.97 11.86
Tot Time Deposits/Tot Deposits 16.87 16.78 16.40 18.72 18.28
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 83.13 83.22 83.60 81.28 81.72
Core Deposits/Total Deposits 88.27 88.45 88.69 87.03 88.14
Noninterest-bearing Deposits/ Deposits 34.52 33.36 31.56 31.05 29.38
Interest-bearing Deposits/ Deposits 65.48 66.64 68.44 68.95 70.62
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.