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Deposit Loan Composition

Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 14,045,621 13,672,068 13,277,376 10,349,582 9,394,761
Gross Loans HFI Growth 2.10 3.16 25.82 10.20 3.07
1-4 Family Loans/ Loans 22.65 21.41 17.44 17.64 18.16
Multifamily Loans/ Loans 5.26 5.44 5.94 NA NA
Commercial Real Estate Loans/ Loans 34.81 36.25 38.74 NA NA
Commercial & Multifamily Real Estate Loans/ Loans 40.07 41.69 44.68 43.28 40.75
Real Estate Loans/ Loans 62.73 63.10 62.11 60.92 58.91
Construction & Development Loans/ Loans 9.54 10.51 11.57 12.14 13.57
Home Equity Loans/ Loans 4.08 4.67 5.59 5.60 6.01
Credit Card Loans/ Loans 0.07 0.08 0.08 0.14 0.12
Vehicle Loans/ Loans 7.78 6.76 5.11 5.39 4.08
Other Consumer Loans/ Loans 0.37 0.35 0.30 0.36 0.39
Consumer Loans/ Loans 12.30 11.86 11.08 11.49 10.61
Commercial Loans/ Loans 15.46 14.59 15.36 15.60 17.07
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.03) (0.05) (0.12) (0.15) (0.16)
Deposit Composition (%)
Total Deposits($000) 14,095,411 13,994,749 13,830,591 10,796,867 9,341,527
Deposit Growth 0.96 1.19 28.10 15.58 3.27
Transaction Acct Deps/Tot Deps 25.84 25.63 46.65 45.85 46.92
Savings Acct Deps/Tot Deposits 6.23 6.82 7.48 6.68 7.41
Money Mkt Deps/Tot Deposits 49.93 51.14 27.16 29.19 25.35
MMDA & Savings/Total Deposits 56.15 57.96 34.64 35.87 32.76
Retail Time Deps/Tot Deposits 5.18 5.09 5.75 6.42 8.50
Jumbo Time Deposits/ Deposits 12.83 11.31 12.97 11.86 11.81
Tot Time Deposits/Tot Deposits 18.01 16.40 18.72 18.28 20.32
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 81.99 83.60 81.28 81.72 79.68
Core Deposits/Total Deposits 87.17 88.69 87.03 88.14 88.19
Noninterest-bearing Deposits/ Deposits 32.44 31.56 31.05 29.38 28.90
Interest-bearing Deposits/ Deposits 67.56 68.44 68.95 70.62 71.10
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.