HEAD_CODE_PLACEHOLDER

Financial Highlights

Financial Highlights
2020 FQ1 YTD
3/31/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Balance Sheet ($000)
Total Assets 6,735,118 6,622,776 6,293,745 5,887,284 5,486,268
Total Net Loans 5,022,165 4,994,550 4,746,285 4,445,918 4,115,377
Total Deposits 5,275,911 5,357,326 5,122,322 4,752,730 4,333,760
Total Equity 877,302 848,636 763,590 718,537 672,650
Profitability (%)
Net Income($000) 16,418 92,015 82,414 68,051 57,786
ROAA 0.99 1.41 1.34 1.21 1.08
ROAE 7.57 11.38 11.09 9.69 8.71
Reported: Net Interest Margin 3.58 3.68 3.73 3.57 3.43
Balance Sheet Ratios (%)
Loans/ Deposits 97.23 94.93 94.40 95.26 96.64
Total Equity/ Total Assets 13.03 12.81 12.13 12.20 12.26
Tang Common Equity/ Tang Assets 11.53 11.38 10.92 10.94 10.89
Asset Quality (%)
NPA Excl Restructured/ Assets 0.53 0.29 0.56 0.52 0.55
Nonaccrual & 90+ & OREO/ Assets 0.53 0.29 0.56 0.53 0.55
Loan Loss Provision/ NCO 627.58 313.65 140.26 340.15 107.98
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 753,621 743,467 693,067 642,420 594,006
Tier 1 Capital($000) 837,026 807,926 751,575 699,420 651,006
Tier 2 Capital($000) 75,522 74,527 70,400 65,433 62,492
Total Capital($000) 912,548 882,453 821,975 764,853 713,498
Total Risk-weighted Assets($000) 5,993,217 5,922,272 5,598,865 5,202,177 4,717,905
Tier 1 Common Capital (CET1) Ratio(%) 12.57 12.55 12.38 12.35 12.59
Tier 1 Ratio(%) 13.97 13.64 13.42 13.44 13.80
Total Capital Ratio(%) 15.23 14.90 14.68 14.70 15.12
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 12.82 12.19 12.06 12.17 12.11
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 25,535,384 25,509,474 25,783,728 25,936,764 25,875,765
Avg Diluted Shares(actual) 25,523,356 25,600,138 25,937,599 25,925,820 25,879,397
Book Value per Share, As Reported 33.32 32.47 29.56 27.70 26
Tangible Book Value per Share, As Reported 30.03 29.18 26.30 24.47 22.75
Common Dividends Declared per Share 0.29 1.10 0.96 0.76 0.72
EPS after Extra 0.64 3.57 3.16 2.60 2.22
Pre-Provision Earnings per Share 1.01 4.13 3.84 2.63 2.33
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.
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