|Westfield Financial, Inc. is the bank holding company for Westfield Bank (the Bank), a
federally chartered stock savings bank. Westfield Bank conducts its operations out of the
Bank's main office in Westfield, Massachusetts. It also operates through eleven other
banking offices located in Westfield and in the communities of Agawam, East Longmeadow,
Feeding Hills, Holyoke, Southwick, Springfield and West Springfield, Massachusetts, and
one banking office in Granby, Connecticut. Its deposits are gathered from the general
public in these towns and surrounding communities, and its lending activities are
concentrated primarily in Hampden County, Massachusetts and northern Connecticut.