Corporate Profile
Market Summary
NASDAQ - FFBC
$ 15.46
Market Cap ($M):
952.98
Change:
$(0.25) - (1.59)%
Volume:
529,412
As of February 5, 2016
Annual Meeting of Shareholders
Webcast
contact Information
First Financial Bancorp.
255 East Fifth Street, Suite 700
Cincinnati, OH 45202
(877) 322-9530

Investor Relations Contact
Eric Stables
Director of Investor Relations
and Corporate Development
(513) 458-6454

Transfer Agent
Computershare Shareholder Services
P.O. Box 30170
College Station, TX 77842-3170
(800) 368-5948

Materials for the May 26, 2015 Meeting

About First Financial Bancorp

First Financial Bancorp is a Cincinnati, Ohio based bank holding company. As of December 31, 2015, the Company had $8.1 billion in assets, $5.4 billion in loans, $6.2 billion in deposits and $809.4 million in shareholders' equity. The Company's subsidiary, First Financial Bank, N.A., founded in 1863, provides banking and financial services products through its four lines of business: commercial, consumer, wealth management and mortgage.

The commercial, consumer and mortgage units provide traditional banking services to business and retail clients. First Financial Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services and had approximately $2.3 billion in assets under management as of December 31, 2015.

The Company's strategic operating markets are located in Ohio, Indiana and Kentucky where it operates 106 banking centers. Additional information about the Company, including its products, services and banking locations is available at www.bankatfirst.com.



Copyright 2016, © SNL Financial LC  Terms of Use
Officers & Directors

Executive Management

Claude E. Davis
Chief Executive Officer
Mr. Davis is the Chief Executive Officer of both First Financial Bancorp and First Financial Bank, positions he has held since October 1, 2004. He also serves as the Chairman of the Board of First Financial Bank. Prior to joining First Financial, Mr. Davis spent 17 years with Irwin Financial Corporation in various executive positions.

Mr. Davis was elected to the board of directors of the Federal Reserve Bank of Cleveland in 2013 and has served on its Executive Committee and Audit Review Committee since January 2014. He also serves as a member of the Cincinnati Business Committee and 3CDC (Cincinnati Center City Development Corporation).

Mr. Davis’ years of experience in the banking industry as well as his extensive financial background provide leadership to the Board. As CEO, he is intimately familiar with all aspects of our business activities. His involvement in other boards and organizations gives him insight on important societal and economic issues relevant to our Company’s business and markets. His involvement with the Federal Reserve Bank of Cleveland provides invaluable perspective on the financial services industry.
Richard S. Barbercheck
Chief Credit Officer
Richard Barbercheck was appointed to the position of Chief Credit Officer in July 2006. He first joined First Financial in 2005 as the Chief Risk Officer. Prior to joining First Financial, Mr. Barbercheck oversaw the Credit Risk Evaluation Group at Irwin Financial Corporation. Earlier in his career he served at several banks in executive-level positions located in southern Indiana. Mr. Barbercheck has over 33 years of banking experience with a predominance of experience in the commercial lending and credit administration areas.
Holly M. Foster
Chief Compliance Officer
Holly Foster was appointed the Chief Compliance Officer of each of First Financial Bancorp and First Financial Bank in December 2014. Before her current role, she served as the Chief Risk Officer for each of First Financial Bancorp and First Financial Bank from February 2013 until December 2014. Ms. Foster served as the Operational Risk Director from 2010 until 2013 and the Compliance Officer and Regulatory Risk Manager from 2006 until 2010. She has been employed with the company since 1999.
John M. Gavigan
Chief Financial Officer
John Gavigan was appointed Chief Financial Officer of First Financial Bancorp and First Financial Bank in December 2014, where he is responsible for the Company’s Finance, Accounting, Treasury and Investor Relations areas. He previously served as Corporate Controller from 2011 through 2014 and as Assistant Controller from 2008 through 2011. Mr. Gavigan is a certified public accountant (inactive).
Shannon M. Kuhl
Chief Legal Officer
Shannon Kuhl was appointed the Chief Legal Officer of First Financial Bancorp and First Financial Bank effective November 2013. She served as Chief Bank Counsel from August 2013 until November 2013. Ms. Kuhl served as Associate General Counsel from her hire in 2006 until August 2013.
C. Douglas Lefferson
President Community Banking, Eastern Markets
Doug Lefferson currently serves as Community Banking President. Mr. Lefferson oversees the Bank's development efforts for the consumer, commercial, and wealth management teams and works closely with local leadership teams to develop the strategy in each community the Bank serves across its three-state footprint of Indiana, Ohio, and Kentucky. Prior to his current role, Mr. Lefferson has held the positions of Chief Operating Officer and Chief Financial Officer. Mr. Lefferson is also a board member for REDI Cincinnati, the Architectural Foundation of Cincinnati and the Reds Hall of Fame. Mr. Lefferson joined First Financial in 1986.
Alisa E. Poe
Chief Talent Officer
Alisa Poe presently holds the positions of Chief Talent Officer, to which she was appointed in April 2010, and Chief of Staff, to which she was appointed in January 2014. She holds these positions for both First Financial Bancorp and First Financial Bank. Ms. Poe joined the company in September 2009 as Chief Human Resources Officer. Prior to joining First Financial, Ms. Poe was employed by The Midland Company and Structural Dynamics Research Corporation where she held various leadership roles in human resources, compensation and benefit management and corporate administration. Ms. Poe has over 25 years of experience in the human resources profession.
Bradley J. Ringwald
President of Specialty Banking
Mr. Ringwald was appointed President, Specialty Banking of First Financial Bank in July 2014. In this role, he is responsible for business capital lending, equipment financing and franchise lending. Prior to his current role, he was the President of Corporate Banking from September 2013 until July 2014, the Commercial and Industrial Lending Product Manager from July 2011 to September 2013, and the Senior Vice President of Commercial and Industrial Lending from February 2010 to July 2011. Mr. Ringwald first joined First Financial in 2006 as the Special Assets Manager. Prior to joining First Financial Bank, he held positions in special assets and asset based lending at several regional financial institutions. Mr. Ringwald has over 19 years of commercial banking experience and is a certified public accountant (inactive).
William J. Sorg
Chief Risk Officer
William “Skip” Sorg was appointed as the Chief Risk Officer of First Financial Bancorp and First Financial Bank effective December 1, 2014. He previously served as the First Vice President of Financial Planning and Balance Sheet Management from April 2013 through November 2014. Mr. Sorg joined First Financial in October 2009 as the Vice President of Asset Liability Management, a position he held through March 2013.
Jill A. Stanton
President of Mortgage Banking
Jill Stanton presently serves as the President, Mortgage Banking, a position she has held since September 2013. She previously served as the Co-Chief Retail Banking Officer from June 2010 until September 2013. Ms. Stanton joined First Financial as the Senior Vice President of Retail and Small Business Lending in 2008. Prior to joining First Financial, she served as Senior Vice President at Irwin Union Bank and Trust Company, Columbus, Indiana. Ms. Stanton has over 25 years of experience within the financial services industry.
Anthony M. Stollings
President & Chief Operating Officer
Anthony Stollings presently holds the title of President and Chief Operating Officer of First Financial Bancorp and Chief Operating Officer of First Financial Bank following his appointment to these positions in December 2014. He served as the Chief Financial Officer of each of First Financial Bancorp and First Financial Bank from January 2013 through November 2014. Mr. Stollings also served as the Chief Risk Officer of each of First Financial Bancorp and First Financial Bank from September 2011 through January 2013. Mr. Stollings served as the Chief Accounting Officer of each of First Financial Bancorp and First Financial Bank from his hire in December 2006 until September 2011. He previously spent 13 years with Provident Financial Group, Inc., a commercial banking and financial services company headquartered in Cincinnati, Ohio, where he was the Senior Vice President, Chief Accounting Officer and Controller from 2002 to 2004 and Senior Vice President and Controller from 1998 to 2002.

Board of Directors

Murph Knapke
Chairman
Mr. Knapke is a partner of Knapke Law Office located in Celina, Ohio. He has served as the Company’s Chairman of the Board since 2009 and has guided the Company through its many significant events since that time.

Mr. Knapke has tenure with our Company and/or a bank affiliate since 1983 and provides valuable historical perspective on both the Company and the banking industry. His deep roots in the Celina, Ohio area provide representation on the Board for our Northwest Ohio market. His years as a practicing attorney give him enhanced perspective on legal and regulatory issues, Board fiduciary duties, and a balanced perspective with regard to merger and acquisition opportunities.
J. Wickliffe Ach
Vice Chairman
Mr. Ach currently serves as the President and Chief Executive Officer of Hixson Inc., an architectural engineering firm located in Cincinnati, Ohio. He has held these positions with Hixon Inc. since 1993.

Mr. Ach is the Vice Chair of the Board of Directors of First Financial Bancorp. He presently serves on the board of directors of Hixon Inc. and Setzer Corp. (a private corporation located in Dayton, Ohio that is a construction contractor). Mr. Ach also serves on the board of directors of the CISE Foundation, a Cincinnati not for profit organization. He is or has been involved in a number of business and civic organizations including the Cultural Facilities Task Force of Hamilton County, Ohio relating primarily to the Cincinnati Museum Center and Music Hall facilities, Vice Chair of the World Choir Games, past Chair of the Easter Seals/Work Resource Center, founder of Crayons to Computers, past Chair of the Hamilton County Development Company, past Chair of the Food Industry Association (Washington D.C.), and past President of the Young Presidents Organization.

As a seasoned business owner and entrepreneur, Mr. Ach brings valuable insight to the Board in strategic and cultural matters. Mr. Ach’s involvement in the Cincinnati business community provides added understanding of our growing Cincinnati market area. Furthermore, his specific background in architectural engineering provides added value in our strategies related to physical banking center locations and design.
David S. Barker
Mr. Barker is the President and Chief Executive Officer of SIHO Insurance Services, Columbus, Indiana, a community health care benefits company serving over 110,000 members throughout southern Indiana. He has held these positions since 1999 and has more than 30 years of experience in the insurance and financial risk business working for several Fortune 500 companies in executive positions.

Mr. Barker is involved in several community not for profit groups and serves on the Board of Advisors of Indiana University Purdue University; the Board of Directors of the Heritage Fund of Bartholomew County, Indiana, a community foundation; the Board of Directors of the Education Coalition, a business and education coalition dedicated to improving access to higher education for Indiana’s youth; and as a member of the Bloomington Economic Development Commission.

Mr. Barker is an important member of the business community in Columbus, Indiana and we look to his leadership and guidance as we continue to build our presence in key southern Indiana markets. Furthermore, his experience as the President of a company provides the board with insight on executive matters.
Cynthia O. Booth
Ms. Booth is the President and Chief Executive Officer of COBCO Enterprises, LLC, the owner and operator of six McDonald’s restaurants in the Cincinnati area. Prior to forming COBCO in 2000, she held various executive positions at Firstar Bank (now U.S. Bank) in Cincinnati including President, Firstar Bank Foundation, Senior Vice President—Director of Community Development, Vice President of Private Wealth Group, Vice President of Residential Real Estate, Vice President of Human Resources, and Vice President of for Firstar Bank (now U.S. Bank) in Cincinnati and before that was President of Diversified Solutions, Inc., a bank consulting firm.

Ms. Booth is active in several civic and community organizations, including serving as a director and the treasurer of the Greater Cincinnati Regional Chamber of Commerce and as a director of the YWCA of Greater Cincinnati. She has previously served on the boards, or as an officer, of the following organizations: Black McDonald’s Owners Association for the State of Ohio, American Red Cross, United Way and the Cincinnati branch of the Federal Reserve Bank of Cleveland.

Ms. Booth brings deep banking experience to the Board, including extensive knowledge in residential real estate lending, regulatory relations, the Community Reinvestment Act and other regulatory compliance, private banking and human resources matters. Furthermore, her experience in the restaurant franchise area provides valuable insight into the specialty area of lending conducted through our subsidiary First Franchise Capital Corporation.
Mark A. Collar
Mr. Collar is the owner and operator of Collar Ltd., a Cincinnati, Ohio, investment and business consulting firm. He has conducted this business since 2008. Mr. Collar previously held numerous positions within The Procter & Gamble Company during his 32 year tenure with the company including: President, Global Pharmaceuticals & Personal Health from 2005-2007; President, Global Pharmaceuticals, from 2002-2005; and Vice President, Global Pharmaceuticals, from 1997–2002.

Mr. Collar has served as a director of Atricure, Inc. (NASDAQ: ATRC), a medical device company specializing in atrial fibrillation devices, since 2008. He has also served on the board of Enable Injections, LLC, a Cincinnati based, privately held medical device company, since 2010. Mr. Collar is also involved in a variety of civic and community organizations including serving as the board chair of the Fellowship of Catholic University Students (also known as FOCUS, whose mission is to launch college students into lifelong Catholic leadership mission) and serving as the chairman of the Ohio Third Frontier Advisory Board (provides direction for State of Ohio’s investment in high tech industry).

Mr. Collar brings a wealth of knowledge from his tenure years at Procter & Gamble, including marketing, competitive market analysis, operations, mergers and acquisitions, financial management, sales, corporate strategy, risk management, regulatory, and quality control. Mr. Collar’s leadership roles in a number of organizations, including his membership on another publicly traded company board, provide us with insights into a number of opportunistic fields as well as dealing with government officials and agencies.
Claude E. Davis
Mr. Davis is the Chief Executive Officer of both First Financial Bancorp and First Financial Bank, positions he has held since October 1, 2004. He also serves as the Chairman of the Board of First Financial Bank. Prior to joining First Financial, Mr. Davis spent 17 years with Irwin Financial Corporation in various executive positions.

Mr. Davis was elected to the board of directors of the Federal Reserve Bank of Cleveland in 2013 and has served on its Executive Committee and Audit Review Committee since January 2014. He also serves as a member of the Cincinnati Business Committee and 3CDC (Cincinnati Center City Development Corporation).

Mr. Davis’ years of experience in the banking industry as well as his extensive financial background provide leadership to the Board. As CEO, he is intimately familiar with all aspects of our business activities. His involvement in other boards and organizations gives him insight on important societal and economic issues relevant to our Company’s business and markets. His involvement with the Federal Reserve Bank of Cleveland provides invaluable perspective on the financial services industry.
Corinne R. Finnerty
Ms. Finnerty is a partner in the law firm of McConnell Finnerty PC located in North Vernon, Indiana. She has over 30 years of experience representing financial institutions in a wide variety of legal matters. Ms. Finnerty was previously a director of a former affiliate bank of First Financial from 1987 to 2005 and joined the board of the Company in 1998.

Ms. Finnerty served as a member of the Indiana Supreme Court Disciplinary Commission from 2003 to 2013.

Ms. Finnerty’s deep roots in the North Vernon, Indiana area provide representation on the Board for our southeast Indiana market. Her participation for ten years on the Indiana Supreme Court Disciplinary Commission allows her to provide insight on governance and ethical issues. Furthermore, her years as a practicing attorney, including the representation of financial institutions for over thirty years, give her enhanced perspective on legal and regulatory issues.
Peter E. Geier
Mr. Geier is the Chief Executive Officer of the Ohio State University Health System and the Chief Operating Officer of the Ohio State University Wexner Medical Center, positions he has held since March 2001. He is responsible for the financial performance and operations of the University’s academic medical center which includes six hospitals, multiple out-patient sites, the College of Medicine and an integrated faculty practice group.

Mr. Geier was previously a director and Chairman of the Board of Insight Bank since 2006, serving on the executive, asset liability and loan committees of the bank. Pursuant to the Agreement and Plan of Merger among the Company, First Financial Bank, and Insight Bank, the Company agreed to appoint one qualified, independent director associated with Insight Bank to the Company’s Board as well as to the Board of Directors First Financial Bank, National Association. Mr. Geier was appointed to our Board in September 2014 pursuant to this agreement following the consummation of the merger in August 2014. Mr. Geier also served on the board of directors of Huntington Bancshares from 1999 to 2001.

Mr. Geier presently services on the board of Santa Rosa Consulting, a for-profit consulting firm, as well as serving previously on the boards of the following not-for-profit hospitals: University Hospital, Ross Heart Hospital, Harding Hospital, James Cancer Hospital, and University Hospital East.

Mr. Geier’s extensive executive experience and financial expertise, including specific experience in the financial services industry, provides valuable, sophisticated insight to the Company. He also qualifies as an audit committee financial expert. Mr. Geier’s relationships and ties in Columbus, Ohio are an important asset as the Company strengthens its presence in the Columbus market.
Susan L. Knust
Ms. Knust is the owner and managing partner or president of several businesses:

- Omega Warehouse Services (since 2002) which is located in Monroe, Ohio and provides public warehousing and manufacturing services;
- K.P. Properties of Ohio (since 1986) which is located in Monroe, Ohio and owns, leases and manages industrial and commercial real estate in Ohio;
- K.P. Properties of Colorado (since 2010) which is located in Monroe, Ohio and owns, leases and manages commercial real estate in Colorado; and
- K.P. Properties of Florida (since 2014) which is located in Monroe, Ohio and owns, leases and manages commercial real estate in Florida.


As a seasoned business owner and entrepreneur for 32 years in the areas of manufacturing, warehousing and industrial real estate, Ms. Knust brings valuable insight to the Board in strategic and other matters. Ms. Knust’s business interests are similar in size to our key client base and she also has an understanding of our growing Cincinnati market area. Also, as a female business owner, her perspective and experiences have proven valuable to us.
William J. Kramer
Mr. Kramer is the Vice President of Operations of Valco Companies, Inc. which has principal offices in New Holland, Pennsylvania and whose principal activity is the design, manufacture, and sale of equipment used in the animal production industry. He has held his current position with Valco Companies, Inc. since 2008, having previously held other executive positions at Valco Companies, Inc. Mr. Kramer was previously a director of a former affiliate bank of First Financial from 1987 to 2005 and joined the board of First Financial in 2005.

Mr. Kramer has been a CPA since 1984 with both public accounting and private company experience with substantial experience in financial reporting and accounting controls. He qualifies as an audit committee financial expert. Furthermore, his tenure with our Company and/or a bank affiliate since 1987 provides valuable historical perspective on both the Company and the banking industry.
Jeffrey D. Meyer
Mr. Meyer is an owner and the President of Clean Title Agency, Inc. in Columbus, Ohio. He has held these positions since 1998. He is also a part owner and operator of four other title agencies in central Ohio: AmeriTitle Downtown, Columbia Title Agency, Leadership Title Agency, and Win Title Agency. Each of his title agencies issue title insurance and handle real estate closings.

Mr. Meyer was a founder of The First Bexley Bank and previously a director of The First Bexley Bank since 2006, serving on the loan, information technology and audit committees of the bank. Pursuant to the Agreement and Plan of Merger among the Company, First Financial Bank, and The First Bexley Bank, the Company agreed to appoint one qualified, independent director associated with The First Bexley Bank to the Company’s Board as well as to the Board of Directors of First Financial Bank. Mr. Meyer was appointed to our Board in September 2014 pursuant to this agreement following the consummation of the merger in August 2014.

Mr. Meyer presently serves on the Board of Trustees and is President-Elect of The Columbus Jewish Foundation. He is a Past President and previously served on the Board of Trustees of The Jewish Community Center of Greater Columbus.

Mr. Meyer’s extensive experience in residential and commercial real estate matters provides valuable insight to the Company with respect to our mortgage and commercial lending business. Mr. Meyer’s relationships and ties in Columbus, Ohio are an important asset as the Company strengthens its presence in the Columbus market.
Richard E. Olszewski
Mr. Olszewski is the owner and operator of two 7-Eleven Food Store franchises in Griffith, Indiana. He was previously a director of a former affiliate bank of First Financial from 1995 to 2005 and joined the board of the Company in 2005.

Mr. Olszewski’s 30 years of retail experience and several years of service to our Company provides us with a deeper understanding of our important northwest Indiana market. Furthermore his business and retail experience as a small business owner provides our Company with a better understanding of a key client constituency.
Maribeth Sembach Rahe
Ms. Rahe is the President and Chief Executive Officer of Fort Washington Investment Advisors, Inc., positions she has held since 2003. Fort Washington Investment Advisors, Inc. is an investment management firm and wholly owned subsidiary of Western & Southern Financial Group located in Cincinnati, Ohio. Ms. Rahe has more than 40 years of experience in the banking and financial services industries with more than 25 years of experience in management or executive management positions.

Since 2005, Ms. Rahe has served as a director of Consolidated Communications Holdings, Inc. (NASDAQ: CNSL) which is an integrated communication services company located in Mattoon, Illinois that provides exchange carrier and broadband services. She serves as the chair of the audit committee and also on the compensation committee of this company. Ms. Rahe is involved in and serves as a director (or in an equivalent position) of a number of local non-profit business and civic organizations including:

- Cincinnati USA Regional Chamber of Commerce - Cintrifuse - CincyTech - Sisters of Notre Dame de Namur - Xavier University – Williams College of Business - Cincinnati Women’s Executive Forum - Women’s Capital Club - Cincinnati Country Club

Ms. Rahe is well known in Cincinnati and is a recognized leader in the financial services community, both locally and nationally. She brings a seasoned perspective, insight, and financial acumen into issues and strategies relating to our business, including regulatory relationships and enterprise risk management.
John T. Neighbours
Organizational Actions

To view a reporting statement under Section 6045B of the Internal Revenue Code for an organizational action affecting tax cost basis, please click the link below. Documents included in this section will remain available on this site for a period of 10 years from the date noted in the links below.