As Reported Financial Statements

 

As Reported Financials

Source Document Currency Code (in units) 2014 Y 9/30/2015 USD 2015 Y 9/30/2016 USD 2016 Y 9/30/2017 USD 2017 Y 3/31/2018 USD 2018 Q2 YTD 3/31/2018 USD
Source Document Currency Code 2014 Y 9/30/2015 USD 2015 Y 9/30/2016 USD 2016 Y 9/30/2017 USD 2017 Y 3/31/2018 USD 2018 Q2 YTD 3/31/2018 USD

Assets

Cash and amounts due from depository institutions 10,996,959 9,921,822 14,472,867 25,455,465 22,854,837
Interest-earning deposits in other financial institutions 88,465,994 20,421,403 77,376,632 126,882,924 156,546,379
Cash and cash equivalents 99,462,953 30,343,225 91,849,499 152,338,389 179,401,216
Loans held for sale 2,054,722 1,406,902 2,941,982 1,961,185 2,895,620
Certificates of deposit held at other financial institutions NA 0 14,496,410 7,514,630 5,027,920
Investment securities available for sale 188,743,273 184,404,089 206,336,287 183,789,821 174,536,308
Federal Home Loan Bank stock 3,442,900 3,515,600 3,361,800 4,054,400 4,075,200
Restricted securities, at cost NA 0 279,000 279,000 279,000
Loans receivable 617,219,716 725,673,178 1,005,702,737 1,161,519,752 1,163,964,177
Unamortized loan origination fees, net (1,382,106) (1,423,456) (1,278,830) (1,165,148) (967,809)
Allowance for loan losses (9,470,897) (9,488,512) (10,371,416) (11,078,422) (11,110,903)
Loans receivable, net 606,366,713 714,761,210 994,052,491 1,149,276,182 1,151,885,465
Other real estate owned 7,315,791 3,410,538 2,706,461 1,437,345 302,736
Accrued interest and dividends receivable 2,459,347 2,668,406 3,442,051 4,197,708 4,321,617
Premises and equipment, net 20,571,541 19,660,012 28,078,591 29,578,513 29,125,704
Goodwill 4,325,282 4,325,282 29,793,756 39,347,378 39,347,378
Other intangible assets, net of amortization 423,676 157,226 2,639,608 3,614,833 3,233,331
Cash surrender value of life insurance 47,178,128 48,423,510 49,268,973 53,516,317 54,207,205
FDIC receivable for loss sharing agreements 10,531,809 NA NA NA NA
Deferred income taxes 8,231,002 5,674,095 4,366,522 5,970,282 3,771,457
Other assets 9,254,001 8,329,239 4,775,805 3,282,577 1,505,525
Total assets 1,010,361,138 1,027,079,334 1,438,389,236 1,640,158,560 1,653,915,682

Liabilities and Stockholders' Equity

Liabilities

Deposits 717,192,200 738,855,076 1,161,843,586 1,339,143,287 1,349,260,830
FHLB advances 55,000,000 NA NA NA NA
Short-term borrowings NA 37,000,000 NA 0 3,007,550
Long-term borrowings NA 25,000,000 50,000,000 60,023,100 57,007,550
Floating rate junior subordinated debt NA 0 6,587,549 6,724,646 6,793,195
Advance payments by borrowers for taxes and insurance 1,312,283 1,745,753 2,298,513 2,956,441 1,904,707
Other liabilities 11,901,786 19,547,895 14,510,052 17,112,581 14,354,882
Total liabilities 785,406,269 822,148,724 1,235,239,700 1,425,960,055 1,432,328,714

Stockholders' equity

Common stock 182,614 160,277 150,311 151,159 151,376
Preferred stock 0 0 0 0 NA
Additional paid-in capital 119,586,164 95,355,054 83,651,623 85,651,391 86,807,092
Unearned compensation - ESOP (5,984,317) (5,551,193) (5,106,169) (4,673,761) (4,192,308)
Retained earnings 111,924,543 114,362,386 123,349,890 134,207,368 141,832,263
Accumulated other comprehensive loss (754,135) 604,086 1,103,881 (1,137,652) (3,011,455)
Total stockholders' equity 224,954,869 204,930,610 203,149,536 214,198,505 221,586,968
Total liabilities and stockholders' equity 1,010,361,138 1,027,079,334 1,438,389,236 1,640,158,560 1,653,915,682
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

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We are publicly traded on the NASDAQ under the symbol CHFN.

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Routing Number: 261170876
NMLS Number: 171693

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