As Reported Financial Statements

Excel download Email page PDF view Print view Email Alert RSS Feeds Social Media Sharing

As Reported Financials

Source Document Currency Code (in thousands) 2012 Y 9/30/2012 USD 2014 Y 9/30/2015 USD 2015 Y 9/30/2016 USD 2016 Y 9/30/2016 USD
Source Document Currency Code 2012 Y 9/30/2012 USD 2014 Y 9/30/2015 USD 2015 Y 9/30/2016 USD 2016 Y 9/30/2016 USD

Interest and Dividend Income

Interest and fees on mortgage loans 17,843 14,083 13,968 13,869
Interest on commercial loans 5,634 5,798 6,022 6,770
Interest on consumer and other loans 3,686 3,586 3,709 3,729
Interest on mortgage-backed securities 5,199 3,873 3,193 2,878
Interest on taxable investments 1,463 1,275 1,294 870
Interest on tax-exempt investments 704 623 606 588
Dividends on investment securities 4 NA NA NA
Total interest and dividend income 34,533 29,238 28,792 28,704

Interest Expense

Interest on deposits 5,817 3,237 2,318 2,162
Interest on borrowings 9,278 NA NA NA
Interest on short-term borrowings NA 109 125 146
Interest on long-term debt NA 6,815 6,380 5,839
Total interest expense 15,095 10,161 8,823 8,147
Net Interest Income 19,438 19,077 19,969 20,557
Provision for Loan Losses 930 880 875 730
Net Interest Income, after Provision for Loan Losses 18,508 18,197 19,094 19,827

Other Income

Customer service fees and debit card income NA NA 762 1,189
Customer service fees 578 533 NA NA
Realized gains on securities 34 709 221 0
Realized gains on loans, net 34 NA NA NA
Income on bank-owned life insurance 486 416 404 394
Other income 1,038 1,134 1,026 875
Total other income 2,170 2,792 2,413 2,458

Other Expenses

Salaries and employee benefits 7,733 7,834 8,221 7,950
Occupancy and equipment 1,388 1,374 1,306 1,234
Deposit insurance premiums 553 636 614 538
Data processing 753 875 975 1,056
Other 3,061 2,913 3,031 3,164
Total other expenses 13,488 13,632 14,147 13,942
Income before Income Tax Expense 7,190 7,357 7,360 8,343
Income tax expense 2,137 2,440 2,434 2,862
Net Income 5,053 4,917 4,926 5,481

Earnings Per Share

Basic 1.35 1.30 1.33 1.48
Diluted 1.33 1.21 1.30 1.45

Weighted Average Shares Outstanding

Basic 3,747,729 3,789,714 3,714,089 3,699,292
Diluted 3,811,447 3,858,312 3,793,381 3,775,173

Consolidated Statements of Comprehensive Income

Other Comprehensive Income (Loss)

Unrealized gains (losses) on available-for-sale-securities 102 (23) (2) 2
Income tax effect NA 7 1 0
Reclassification adjustment for investment security gains included in net income NA 0 NA NA
Reclassification adjustment for investment security gains included in net income Income tax effect NA 0 NA NA
Other comprehensive gain (loss), net of tax NA (16) (1) 2
Comprehensive income 5,155 4,901 4,925 5,483
Net Income 5,053 4,917 4,926 5,481
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.

Helpful tools

Kasasa 360®

Get organized with this personal finance manager.

Online Banking

Save time and enroll in Online Banking

3-step switch kit

Make our bank your bank in three easy steps.