<ACCESSION-NUMBER>0001193125-18-146842 <TYPE>S-8 <PUBLIC-DOCUMENT-COUNT>3 <FILING-DATE>20180501 <DATE-OF-FILING-DATE-CHANGE>20180501 <EFFECTIVENESS-DATE>20180501 <FILER> <COMPANY-DATA> <CONFORMED-NAME>UMB FINANCIAL CORP <CIK>0000101382 <ASSIGNED-SIC>6021 <IRS-NUMBER>430903811 <STATE-OF-INCORPORATION>MO <FISCAL-YEAR-END>1231 </COMPANY-DATA> <FILING-VALUES> <FORM-TYPE>S-8 <ACT>33 <FILE-NUMBER>333-224585 <FILM-NUMBER>18796603 </FILING-VALUES> <BUSINESS-ADDRESS> <STREET1>1010 GRAND AVE <CITY>KANSAS CITY <STATE>MO <ZIP>64106 <PHONE>8168607000 </BUSINESS-ADDRESS> <MAIL-ADDRESS> <STREET1>1010 GRAND AVE <CITY>KANSAS CITY <STATE>MO <ZIP>64106 </MAIL-ADDRESS> <FORMER-COMPANY> <FORMER-CONFORMED-NAME>UNITED MISSOURI BANCSHARES INC <DATE-CHANGED>19920703 </FORMER-COMPANY> <FORMER-COMPANY> <FORMER-CONFORMED-NAME>MISSOURI BANCSHARES INC <DATE-CHANGED>19710915 </FORMER-COMPANY> </FILER>